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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Fast, functional and to the point

Fast and functional so straight to the point and round ups to investments is an awesome way to make the little bits go further Reviewed on: 11th March 2025

From day one it had been a system and operation that...

From day one it had been a system and operation that is easy to follow and use. A simple but effective and professional service Reviewed on: 11th March 2025

Very helpful customer service when contacted, althou...

Very helpful customer service when contacted, although savings rates are lower and the ‘Perks’ benefits could be better. On the whole a good bank. Reviewed on: 11th March 2025

I love Monzo!

I love Monzo!! Best bank ever. Super easy to use, good customer service. Havnt had any issues! Reviewed on: 11th March 2025

Good and aesthetic app.

Good and aesthetic app. Loads of features that others don't have Reviewed on: 11th March 2025

A bank for everyone!

Really easy to use. Only constructive feedback would be around Monzo max benefits. Higher cashback rewards perhaps? Reviewed on: 11th March 2025

Great current account.

Great current account. Have recently upgrade my account membership and really seeing the benefits. Reviewed on: 11th March 2025

Great all rounder

Great for savings pots and knowing where your money is going. Good interest rates and for setting savings goals. Reviewed on: 11th March 2025

Easy to use, lots of features & affordable!

Easy to use, lots of features & affordable! Reviewed on: 11th March 2025

monzo account

Visually appealing and able to clear see money in all accounts, real time notification on purchases, helpful customer service Reviewed on: 11th March 2025

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