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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Just the vest , never had a problem and always get m...

Just the vest , never had a problem and always get my money early ! Just a god send Reviewed on: 11th March 2025

An easy to use App, with lots of rewards and benefits.

An easy to use App, with lots of rewards and benefits. Reviewed on: 11th March 2025

Excellent service!

Excellent service! Always respond to any questions on the chat. Monzo is the way forward! So much you can do and so much on offer! Love that everything is under one roof with lots of different options and such good choices! Reviewed on: 11th March 2025

Excellent service.

Excellent service. I really like how easy the app is navigate and i loge the childrens cards as it is encouraging my child to spend and save sensibly Reviewed on: 11th March 2025

Easy to get support , great looking account

Easy to get support , great looking account Reviewed on: 11th March 2025

Really good and easy to use app.

Really good and easy to use app. Would definitely recommend Reviewed on: 11th March 2025

Monzo is clean and tidy, has a lot of features and q...

Monzo is clean and tidy, has a lot of features and quality of life things down. Reviewed on: 11th March 2025

Monzo gets my 5 stars!

Monzo have always created an initiative way to see and manage your money. They provide new features to differentiate my finances from bills to spending habits. I would not be in a good financial position without the help of Monzo providing dedicated pots I keep my money in to stop overspending money in areas I cannot afford. Without them, I would not be able to navigate this cost of living crisis. Reviewed on: 11th March 2025

Moved from HSBC to Monzo because the app was better...

Moved from HSBC to Monzo because the app was better but I'd absolutely never go back. I use Monzo and all of its features on the daily, and dint hesitate to open a joint account when my partner and I looked into a mortgage Reviewed on: 11th March 2025

I highly recommend Monzo

I feel secure by using Monzo, also has lots of good things, I am very happy!! Reviewed on: 11th March 2025

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