Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,122 reviews, last reviewed 28th Mar 2026
61700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to use, never miss payments with early notifica... Easy to use, never miss payments with early notification, customer service is excellent if you have a issue or a query they answere and resolve very q... Read more Reviewed on: 28th March 2026
David g's avatar
David g

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026
Ranjha A's avatar
Ranjha A

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19122)

Faultless app based Bank, never known it to be inacc...

5
Faultless app based Bank, never known it to be inaccessible Reviewed on: 28th February 2025

They make everything so easy

5
I have never had any issues with Monzo. I get excited when I hear money going in to my account, getting paid early, my free weekly greggs and a whole lot more. They just make everything so easy. Reviewed on: 28th February 2025

Great app for keeping all money organised.

5
Great app for keeping all money organised. Investing is so simple plus the round up function is great Reviewed on: 28th February 2025

Amazing Easy to use

5
Easy to use app, everything can be done via app Reviewed on: 28th February 2025

Vanguard of modern day banking

5
At the vanguard of modern day banking offering a plethora of incredibly useful services. Reviewed on: 28th February 2025

Good app

5
Their app has a fast paced easily navigable interface and I can manage my money a lot more efficiently Reviewed on: 28th February 2025

Best fintech bank out there

5
Great bank that listens to it’s customers that develops innovation and empowerment Reviewed on: 27th February 2025

Easy Peasy

5
Easy to use app, love using pots for my bills and scheduled payments, easy to schedule and make payments, love how they tell you how much money is left for the month, easy access to savings and I like the daily interest update. Also, love the daily 1p challenge! Reviewed on: 27th February 2025

Great app, like the analytics function, rounding up...

5
Great app, like the analytics function, rounding up and helping me with saving money. Reviewed on: 27th February 2025

Very easy to set up and App is very easy to use.

4
Very easy to set up and App is very easy to use and links well to other banks. The savings challenges and savings pots are also great and encourage you to make little changes. Also allows you to track spending across multiple bank accounts Reviewed on: 27th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.98 from 922 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3086 reviews
    Monzo
    View all products