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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I’ve been using monzo for about 7 year now, and save...

5
I’ve been using monzo for about 7 year now, and save with them, have a joint account with them and my main debit account. They’ve been brilliant so far and I highly recommend them to any one looking for a modern online bank. Reviewed on: 11th March 2025
Rachel L's avatar
Rachel L

It's just so simple.

5
It's just so simple. I live all the features and easy to understand graphics. Reviewed on: 11th March 2025
George W's avatar
George W

Monzo makes Banking really easy!

5
Monzo is great. I love the pots feature as it has really helped me save & Perks is such a nice addition. Perks helps me to save even more money while getting a few treats too. I find Monzo very easy to use and the UI is great. Reviewed on: 11th March 2025
LizP's avatar
LizP

Don’t have a Monzo account? You are missing out!

5
Monzo is amazing as an every day bank account but also as a savings account too. The handy pot feature keeps my savings on track and also some pots gain interest which is an added bonus. The cash round up’s are a great feature too for saving. Paying friends and family is so easy as well, the little £5 bonus for signing up a friend is a great feature too. Monzo also has many special features such as cashback rewards! Overall, my experience with Monzo has been fantastic and I have passed on all these fab features to my friends and family by getting them an account too! Reviewed on: 11th March 2025
Emma M's avatar
Emma M

Go to international travel account

5
Been with Monzo since the beginning, my go to international travel current account. Reviewed on: 11th March 2025
Ray's avatar
Ray

very good service and easy to use

5
very good service and easy to use Reviewed on: 11th March 2025
bea's avatar
bea

Never had a problem with Monzo and when money was ta...

5
Never had a problem with Monzo and when money was taken from my account in error they were quick to act and return it to me! Reviewed on: 11th March 2025
Terri M's avatar
Terri M

Easy to use app.

5
Easy to use app. I love being able to sort money in to pots, it’s really helpful to see what I’m saving towards a goal and means I’m less likely to take money out from it. I had to use support a few months ago as a friend gave me an incorrect account number and Monzo support were quick and easy to access and enabled me to get my money back. Reviewed on: 11th March 2025
B H's avatar
B H

A free bank account with more perks that a Tesco clu...

5
A free bank account with more perks that a Tesco club card! Reviewed on: 11th March 2025
Emma D's avatar
Emma D

Nothing but good!

5
Nothing but good! Always friendly, helpful advice and support Reviewed on: 11th March 2025
Jenna Bradshaw 's avatar
Jenna Bradshaw

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