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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Go to international travel account

Been with Monzo since the beginning, my go to international travel current account. Reviewed on: 11th March 2025

very good service and easy to use

very good service and easy to use Reviewed on: 11th March 2025

Never had a problem with Monzo and when money was ta...

Never had a problem with Monzo and when money was taken from my account in error they were quick to act and return it to me! Reviewed on: 11th March 2025

Easy to use app.

Easy to use app. I love being able to sort money in to pots, it’s really helpful to see what I’m saving towards a goal and means I’m less likely to take money out from it. I had to use support a few months ago as a friend gave me an incorrect account number and Monzo support were quick and easy to access and enabled me to get my money back. Reviewed on: 11th March 2025

A free bank account with more perks that a Tesco clu...

A free bank account with more perks that a Tesco club card! Reviewed on: 11th March 2025

Nothing but good!

Nothing but good! Always friendly, helpful advice and support Reviewed on: 11th March 2025

Been with Monzo for a while now and love everything...

Been with Monzo for a while now and love everything about it. It’s always moving forward and offering more for its customers with investments, pensions etc Reviewed on: 11th March 2025

Life is easier with Monzo

Banking is an afterthought with Monzo, I don’t need to stress, easy to set up and a breeze to manage on the go. I’m safe, with more than enough quality of life to keep me feeling secure and looked after by my bank, one less thing to stress about Reviewed on: 11th March 2025

Very good.

Very good. The app is great. And access to other banks also helps. Reviewed on: 11th March 2025

Best user experience in the market!

Best user experience in the market! Always innovating. Have a personality which is more than any of the other banks can say! Reviewed on: 11th March 2025

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