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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Love my Monzo!

5
Love my Monzo and talk about it alot. I feel completely in control of my money and can see exactly what I'm doing, I love the app! Reviewed on: 11th March 2025
Irene W's avatar
Irene W

The whole experience with this bank is amazing.

5
The whole experience with this bank is amazing. Being able to budget with different pots such as bills or saving up for a holiday has been a life saver for me especially being able to lock them so you don’t accidentally spend that important money. Bank transferring has never been easier you don’t even have to give your bank details out you can send a link with exactly how much you want to send to that person and the money transfers with no details needed. The customer service is amazing easy to get through to and helps with any queries you have. Being able to control your spending such as, watching where your spending the most money, or getting notifications when you have spent on that account and how much you have spent in that day. Would recommend this to anyone. Reviewed on: 11th March 2025
Kieran F's avatar
Kieran F

Amazing / innovative almost fun banking!

5
Amazing / innovative almost fun banking!! Reviewed on: 11th March 2025
Simon's avatar
Simon

Loyal customer

5
I've been with Monzo for a while and it's always been so convenient to use! I always use it abroad for the ease of currency exchange and I've recently opted to subscribe to the Max perks. However I do wish the perks included another coffee franchise than Greggs! Reviewed on: 11th March 2025
Samantha M's avatar
Samantha M

Really easy to use and great service

5
Really easy to use and great service Reviewed on: 11th March 2025
Lucy O's avatar
Lucy O

Love it!

5
Love it! So adhd friendly. Couldn’t live without my pots. I feel on top of my money and not scared of checking my balance like I did with other banks Reviewed on: 11th March 2025
Hayley C's avatar
Hayley C

I love this app!

5
Great customer service, any issues i have had they have resolved swiftly and easily. Balancing money is easy too and the app is just soooo good - i also like the feature of getting paid a day early too - love you Monzo Reviewed on: 11th March 2025
Matthew H's avatar
Matthew H

Monzo has revolutionised my money management.

5
Monzo has revolutionised my money management. Budgeting is so easy with pots. The app is really easy to use. I love it. Reviewed on: 11th March 2025
Mel R's avatar
Mel R

Great experience.

5
Great experience. Monzo has helped me positively take control of my finances and manage savings Reviewed on: 11th March 2025
BAW's avatar
BAW

Monzo Service is Great

5
Always really helpful, very simple app to use! Reviewed on: 11th March 2025
MattD's avatar
MattD

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