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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank I’ve been with

5
Never had a problem banking with Monzo and all new features have been amazing and the paid accounts are great value for money. However the savings rate could be higher Reviewed on: 12th March 2025
Stephen's avatar
Stephen

Great bank and app with good features.

5
Great bank and app with good features. It makes banking so easy. Easy to contact them if you have any queries. Reviewed on: 12th March 2025
Michael's avatar
Michael

Worth it for most people

4
It’s worth it even if it’s just for getting the three scores and connecting all your bank accounts and cards in one nice app Reviewed on: 12th March 2025
Mohamed W's avatar
Mohamed W

fast and easy

5
I Like the fast and easy convenience of running a current account with Monzo Reviewed on: 12th March 2025
Oluwatoyin C's avatar
Oluwatoyin C

Great service all round!

5
Never had any issues, great service Reviewed on: 11th March 2025
Karolina T's avatar
Karolina T

I love Monzo

5
I’ve been a Monzo customer for the past 8 years and have loved my experience compared to conventional banks Reviewed on: 11th March 2025
Jacques M's avatar
Jacques M

Customer service of Monzo and ease of use of the acc...

5
Customer service of Monzo and ease of use of the account is unbeatable. Reviewed on: 11th March 2025
Chloe H's avatar
Chloe H

great account, easy to use app, intuitive

5
great account, easy to use app, intuitive Reviewed on: 11th March 2025
bryan r's avatar
bryan r

Good stuff

5
It’s been an okay time with the company, however in recent months the ‘pots’ have been getting lower and lower interest rates which I know isn’t precisely in their control but still at times lower than competitors Reviewed on: 11th March 2025
Adam 's avatar
Adam

Amazing bank with plenty of support

5
Amazing bank with plenty of support Reviewed on: 11th March 2025
Crush's avatar
Crush

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