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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great service all round!

Never had any issues, great service Reviewed on: 11th March 2025

I love Monzo

I’ve been a Monzo customer for the past 8 years and have loved my experience compared to conventional banks Reviewed on: 11th March 2025

Customer service of Monzo and ease of use of the acc...

Customer service of Monzo and ease of use of the account is unbeatable. Reviewed on: 11th March 2025

great account, easy to use app, intuitive

great account, easy to use app, intuitive Reviewed on: 11th March 2025

Good stuff

It’s been an okay time with the company, however in recent months the ‘pots’ have been getting lower and lower interest rates which I know isn’t precisely in their control but still at times lower than competitors Reviewed on: 11th March 2025

Amazing bank with plenty of support

Amazing bank with plenty of support Reviewed on: 11th March 2025

Love my Monzo!

Love my Monzo and talk about it alot. I feel completely in control of my money and can see exactly what I'm doing, I love the app! Reviewed on: 11th March 2025

The whole experience with this bank is amazing.

The whole experience with this bank is amazing. Being able to budget with different pots such as bills or saving up for a holiday has been a life saver for me especially being able to lock them so you don’t accidentally spend that important money. Bank transferring has never been easier you don’t even have to give your bank details out you can send a link with exactly how much you want to send to that person and the money transfers with no details needed. The customer service is amazing easy to get through to and helps with any queries you have. Being able to control your spending such as, watching where your spending the most money, or getting notifications when you have spent on that account and how much you have spent in that day. Would recommend this to anyone. Reviewed on: 11th March 2025

Amazing / innovative almost fun banking!

Amazing / innovative almost fun banking!! Reviewed on: 11th March 2025

Loyal customer

I've been with Monzo for a while and it's always been so convenient to use! I always use it abroad for the ease of currency exchange and I've recently opted to subscribe to the Max perks. However I do wish the perks included another coffee franchise than Greggs! Reviewed on: 11th March 2025

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