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Monzo: Current account reviews

4.93
Based on 19,121 reviews, last reviewed 28th Mar 2026
61667% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I have banked with Monzo for several years now and I... I have banked with Monzo for several years now and I am always amazed by the new offerings that make banking simple, fun and importantly, so the custo... Read more Reviewed on: 28th March 2026
Samantha D's avatar
Samantha D

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026
Ranjha A's avatar
Ranjha A

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19121)

Amazing Service

5
Amazing service from top to bottom Reviewed on: 1st March 2025

Wouldn't bank with anyone else!

5
Monzo has been my main account for the last 6 years and I honestly wouldn't bank with anyone else. The app is amazing and far superior to any other banking app - I use the app for all sorts; my main account, linking accounts and credit cards from other banks, tracking my mortgage, credit score and now my pension. Customer support has always been great too. Reviewed on: 1st March 2025

I LOVE Monzo!

5
I have been delighted with Monzo since the first day I joined them. I find them easy, reliable, and love every extra thing they offer. Reviewed on: 1st March 2025

Excellent service and easy banking.

5
Excellent service and easy banking. Love the way you can have pots to help you put money aside Reviewed on: 1st March 2025

good interest rates on deposits fast work

5
good interest rates on deposits fast work Reviewed on: 1st March 2025

Best online bank so far.

5
Best online bank so far. Easy to use and customer service is the best. Reviewed on: 1st March 2025

I have only had an excellent experience.

5
I have only had an excellent experience. Reviewed on: 1st March 2025

Straight forward easy to use

5
Monzo accepted me without any issues and love being with them straight forward and easy to use Reviewed on: 1st March 2025

I am very satisfied with Monzo bank.

5
I am very satisfied with Monzo bank. The bank provides me a lot of options and if you need extra money than you can get loan in a minute which is amazing. Also the app is so useful and never had an issue since 4 years. I would like to recommend Monzo to everyone. Reviewed on: 1st March 2025

Monzo have always been amazing, I will continue to b...

5
Monzo have always been amazing, I will continue to bank with them Reviewed on: 1st March 2025

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