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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank and love their savings accounts also very...

5
Great bank and love their savings accounts also very easy to use Reviewed on: 12th March 2025
Sukhraj r's avatar
Sukhraj r

Finances can be fun with Monzo

5
I have been with Monzo for 7 years and without fail, they are my go-to when I'm travelling. In the last 4 years, however, I have been using them as my current account and all the perks that come with it are so exciting, fresh and fun. They make dealing with finances easier to digest, more informative and exciting. The stats give me a detailed insight into my spending and financial awareness is such an important life skill these days and Monzo always ensure they stay relevant. Reviewed on: 12th March 2025
KLM's avatar
KLM

Very good bank with excellent customer service and g...

5
Very good bank with excellent customer service and great support Reviewed on: 12th March 2025
Jack R's avatar
Jack R

Great app easy to use.

5
Great app easy to use. Amazing marketing Reviewed on: 12th March 2025
Genevieve B's avatar
Genevieve B

I'm with Monzo for three years now and it's always b...

5
I'm with Monzo for three years now and it's always been amazing service. Bank transfers is fast, whenever I need my statements I can reach them easily. I'm happy with with my bank Reviewed on: 12th March 2025
Perchyts Yuliia's avatar
Perchyts Yuliia

So modern and easy to use.

5
So modern and easy to use. Clever ideas to encourage you to save and see exactly what your spending your money on makes mozo my 1st choice. Travelling with monzo is effortless too. Love. Reviewed on: 12th March 2025
Rebecca C's avatar
Rebecca C

Good app, useless customer service.

3
Good app, useless customer service. The paid accounts are not worth it anymore. Investments are expensive compared to elsewhere and the savings interest is good for a current account, but not worth paying monzo for. Reviewed on: 12th March 2025
Dan F's avatar
Dan F

Just faultless 5 star banking yahoooo

5
Just faultless 5 star banking yahoooo Reviewed on: 12th March 2025
MC's avatar
MC

Always been great, breakdown cover etc are great fea...

5
Always been great, breakdown cover etc are great features and great value for money Reviewed on: 12th March 2025
Leo F's avatar
Leo F

Amazing.

5
Amazing. The pots have helped me organise the bills. No more trying to figure out what’s left to come out. Advanced payments 4pm the night before let me organise in absence. Reviewed on: 12th March 2025
Nick J's avatar
Nick J

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