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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo saved me from financial doom

Monzo saved me from financial doom Reviewed on: 12th March 2025

Amazing!

Amazing!!! Would recommend to anyone, great services and great customer support. 10/10 Reviewed on: 12th March 2025

Easy, straightforward and flexible!

Love how easy it is to set up new accounts and pots are brilliant for saving also love that you can link your other banks cards to see how much you have in each without flipping between apps! Stunning! Reviewed on: 12th March 2025

Is the best bank in this world!

Is the best bank in this world!!!! Reviewed on: 12th March 2025

Just fantastic and easy

Just fantastic and easy, everything about Monzo makes banking and saving simple and straightforward. Especially loving the 1p challenge at the moment and now the under 16 accounts which my 3 kids have at no extra expense. Perfect for me Reviewed on: 12th March 2025

The best!

The best! Great account that shows live transactions clearly Reviewed on: 12th March 2025

Best bank I’ve been with

Never had a problem banking with Monzo and all new features have been amazing and the paid accounts are great value for money. However the savings rate could be higher Reviewed on: 12th March 2025

Great bank and app with good features.

Great bank and app with good features. It makes banking so easy. Easy to contact them if you have any queries. Reviewed on: 12th March 2025

Worth it for most people

It’s worth it even if it’s just for getting the three scores and connecting all your bank accounts and cards in one nice app Reviewed on: 12th March 2025

fast and easy

I Like the fast and easy convenience of running a current account with Monzo Reviewed on: 12th March 2025

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