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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19121 reviews)

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4.93

Based on 19,121 reviews, last reviewed 28th Mar 2026

61667% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have banked with Monzo for several years now and I... I have banked with Monzo for several years now and I am always amazed by the new offerings that make banking simple, fun and importantly, so the custo... Read more Reviewed on: 28th March 2026

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19121)

Ideal for older people

Monzo helps me to budget, something I've always struggled to do. Easy to contact & very friendly & helpful. I'm in my 60s & Monzo makes banking easy for me. Reviewed on: 1st March 2025

Monzo bank very Good perfect perfect

Monzo bank very Good perfect perfect Reviewed on: 1st March 2025

Monzo is good value for money, like what it offers

Monzo is good value for money, like what it offers Reviewed on: 1st March 2025

Great visibility and control of my money

I appreciate the effort made by the Monzo team to make money work for everyone, and I’m excited that it meets an increasing number of my needs. It doesn’t lead on price, but it does give me tremendous visibility and control over my money, which is arguably more valuable! Reviewed on: 1st March 2025

great website

website is very easy to use, gives you lots of information about savings pots, interest rates and changing from your current account is dealt with by Monzo. Reviewed on: 1st March 2025

Very simple to use app, good perks

Very simple to use app, getting all of my banking information in one place (including accounts with other banks) really helps to keep an eye on my finances. Premium plans worthwhile for me, easily pays for itself with the higher interest rate on savings, so everything is essentially freebies. I also enjoy the credit rating features. Reviewed on: 1st March 2025

Extremely clever account Many perks and handy pots w...

Extremely clever account Many perks and handy pots with in your account Reviewed on: 1st March 2025

Great bank

Monzo advises of up and coming payments so you never miss anything. Also dealt with customer services who were excellent and solved my query Reviewed on: 1st March 2025

Excellent service.

Excellent service. Love Monzo products. Had a unique good experience since opening an account with Monzo. Reviewed on: 1st March 2025

I love it!

I love it! I’m able to organise my money into pots. I can see where my money is going & it’s helped me to get out of debt. I even save money now! I’ve loved it & recommend it to people. I know of at least 3 people who are now with Monzo. All this because one woman recommended it on TikTok. It’s genuinely changed my life Reviewed on: 1st March 2025

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