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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I'm with Monzo for three years now and it's always b...

I'm with Monzo for three years now and it's always been amazing service. Bank transfers is fast, whenever I need my statements I can reach them easily. I'm happy with with my bank Reviewed on: 12th March 2025

So modern and easy to use.

So modern and easy to use. Clever ideas to encourage you to save and see exactly what your spending your money on makes mozo my 1st choice. Travelling with monzo is effortless too. Love. Reviewed on: 12th March 2025

Good app, useless customer service.

Good app, useless customer service. The paid accounts are not worth it anymore. Investments are expensive compared to elsewhere and the savings interest is good for a current account, but not worth paying monzo for. Reviewed on: 12th March 2025

Just faultless 5 star banking yahoooo

Just faultless 5 star banking yahoooo Reviewed on: 12th March 2025

Always been great, breakdown cover etc are great fea...

Always been great, breakdown cover etc are great features and great value for money Reviewed on: 12th March 2025

Amazing.

Amazing. The pots have helped me organise the bills. No more trying to figure out what’s left to come out. Advanced payments 4pm the night before let me organise in absence. Reviewed on: 12th March 2025

Monzo isn’t just a bank it’s a financial game-changer.

Monzo isn’t just a bank it’s a financial game-changer. From instant notifications to hassle-free budgeting tools, it makes managing money effortless. The customer service? Always top-notch and genuinely helpful. If I had to choose a bank over and over again, it would be Monzo every time. Reviewed on: 12th March 2025

Hot coral - hot bank

Monzo are really responsive when you have any questions for them. They help you deal with challenges, talk very clearly in layman's terms, and provide lots of options for my banking. They're free use internationally are also a massive bonus. Reviewed on: 12th March 2025

Innovative, diverse and mixing up the banking industry.

Innovative, diverse and mixing up the banking industry. Monzo has learnt the fine art of being compliant and following regulatory standards whilst providing new features that the banking industry has never seen before! Super impressive! Reviewed on: 12th March 2025

Long time User

Been using Monzo for a while now and it has been a really reliable bank. Helped me out when I was stuck in New York. Great to trav with. Reviewed on: 12th March 2025

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