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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

I'm very happy with Monzo, it's my main account.

I'm very happy with Monzo, it's my main account. Reviewed on: 12th March 2025

Overall good

Not incredibly easy to contact but good once contact has been made and quick to try resolve issue. Easy and stress free to make transfers and split bills. Reviewed on: 12th March 2025

They make one of the most mundane things (banking) a...

They make one of the most mundane things (banking) actually quite fun. They keep providing me with more value and more no-brainer ways of saving money (like their recent 1p saving challenge) and also explain things in simple terms. Couldn’t recommend them enough (and always am!). Reviewed on: 12th March 2025

Such a slick mobile banking experience compared to t...

Such a slick mobile banking experience compared to the clunky experience of traditional banks. Easy to use app with excellent interface and features!! Reviewed on: 12th March 2025

Flawless for 8 years, League's ahead.

Have been flawless for 7+ years, many different products and when I've needed help Reviewed on: 12th March 2025

Great bank and love their savings accounts also very...

Great bank and love their savings accounts also very easy to use Reviewed on: 12th March 2025

Finances can be fun with Monzo

I have been with Monzo for 7 years and without fail, they are my go-to when I'm travelling. In the last 4 years, however, I have been using them as my current account and all the perks that come with it are so exciting, fresh and fun. They make dealing with finances easier to digest, more informative and exciting. The stats give me a detailed insight into my spending and financial awareness is such an important life skill these days and Monzo always ensure they stay relevant. Reviewed on: 12th March 2025

Very good bank with excellent customer service and g...

Very good bank with excellent customer service and great support Reviewed on: 12th March 2025

Great app easy to use.

Great app easy to use. Amazing marketing Reviewed on: 12th March 2025

I'm with Monzo for three years now and it's always b...

I'm with Monzo for three years now and it's always been amazing service. Bank transfers is fast, whenever I need my statements I can reach them easily. I'm happy with with my bank Reviewed on: 12th March 2025

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