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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I love how Monzo is adapting continously to what I n...

5
I love how Monzo is adapting continously to what I need from a banking app. The flex and current account work very well in managing finances. Reviewed on: 16th March 2025
Neill Taylor's avatar
Neill Taylor

They charged monthly for overdrafts and low rate int...

5
They charged monthly for overdrafts and low rate interest Reviewed on: 15th March 2025
Young villi Yb's avatar
Young villi Yb

Well Impressed

5
I like having everything in one place, easy to keep tabs on my spending Reviewed on: 15th March 2025
Julie's avatar
Julie

Excellent service.

5
Excellent service. Very easy to use. Simple app. Reviewed on: 15th March 2025
Shahzad's avatar
Shahzad

very good and with monzo is easy

5
very good and with monzo is easy Reviewed on: 14th March 2025
hossein risman-taab 's avatar
hossein risman-taab

Monzo account is seamless

5
Everything about having a Monzo account and using the app is just seamless and feels like a fun way to manage your money Reviewed on: 14th March 2025
Lucy A's avatar
Lucy A

Monzo is an exceptional bank it’s a good alternative...

5
Monzo is an exceptional bank it’s a good alternative to the main stream banks with a good ethical policy. It has great features app is amazing and quirky and meets all my financial needs. Reviewed on: 13th March 2025
Suleman Ahmad's avatar
Suleman Ahmad

I’ve had my monzo account for a few years and have n...

5
I’ve had my monzo account for a few years and have never had any issues. Banking is nice and easy and lots of good features to use like a savings pot. I’ve also just opened up a business account which was really simple and straight forward, again with lots of handy features (putting money aside for tax) Reviewed on: 12th March 2025
Rosie W's avatar
Rosie W

Monzo - better way to manage money.

5
Had Monzo for a few years now and it’s made it incredibly easy to keep in top of my finances. Myself and my partner have opened a joint account which makes managing bills and savings a breeze. Saving pots and salary sorter go hand in hand so we know exactly how much we have to play with as soon as we get paid. If things do get a little bit tight Monzo Flex works as a great credit option allowing us to split bigger purchases over a few months. I would recommend Monzo to anyone and everyone. Reviewed on: 12th March 2025
Joshua R's avatar
Joshua R

My monzo experience

4
It’s been awesome so far, for almost 2 years that I’ve been using my monzo app. Reviewed on: 12th March 2025
Assurz's avatar
Assurz

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