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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great verity of products

5
Monzo Premium was a great product, gadget and travel insurance all in one Reviewed on: 18th March 2025

I've been a customer for years, it's simply the best...

5
I've been a customer for years, it's simply the best most user friendly bank there is. Reviewed on: 18th March 2025

I have been banking with Monzo for over 8 years, hav...

5
I have been banking with Monzo for over 8 years, having a current account which I use for my monthly 'spending money'. The open to have different saving pots and roundups on payments are fantastic and the app is very easy to use and intuitive. Reviewed on: 18th March 2025

Really easy to use, flex card is brilliant too very...

5
Really easy to use, flex card is brilliant too very flexible Reviewed on: 18th March 2025

Easy to use, no jargon.

5
Easy to use, no jargon. Pots help me to manage my money. Reviewed on: 17th March 2025

It has showed me how I can save well and manage my m...

5
It has showed me how I can save well and manage my money as I didn’t know all this Reviewed on: 17th March 2025

Monzo is a great bank, very efficient and user frien...

5
Monzo is a great bank, very efficient and user friendly, lt le's me keep up in the finances in a very easy way. I also got the kids an account each to try and teach good budget habits. Reviewed on: 17th March 2025

Excellent customer service timing

5
Excellent customer service with good interest rates Reviewed on: 16th March 2025

Great current account.

5
Great current account. Has a lot of features for saving and it’s super easy to use Reviewed on: 16th March 2025

Slow support, and poor rates.

1
Slow support, and poor rates. Only believe in traditional banks. Reviewed on: 16th March 2025

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