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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Monzo account is seamless

Everything about having a Monzo account and using the app is just seamless and feels like a fun way to manage your money Reviewed on: 14th March 2025

Monzo is an exceptional bank it’s a good alternative...

Monzo is an exceptional bank it’s a good alternative to the main stream banks with a good ethical policy. It has great features app is amazing and quirky and meets all my financial needs. Reviewed on: 13th March 2025

I’ve had my monzo account for a few years and have n...

I’ve had my monzo account for a few years and have never had any issues. Banking is nice and easy and lots of good features to use like a savings pot. I’ve also just opened up a business account which was really simple and straight forward, again with lots of handy features (putting money aside for tax) Reviewed on: 12th March 2025

Monzo - better way to manage money.

Had Monzo for a few years now and it’s made it incredibly easy to keep in top of my finances. Myself and my partner have opened a joint account which makes managing bills and savings a breeze. Saving pots and salary sorter go hand in hand so we know exactly how much we have to play with as soon as we get paid. If things do get a little bit tight Monzo Flex works as a great credit option allowing us to split bigger purchases over a few months. I would recommend Monzo to anyone and everyone. Reviewed on: 12th March 2025

My monzo experience

It’s been awesome so far, for almost 2 years that I’ve been using my monzo app. Reviewed on: 12th March 2025

What a bank account should be

Having tried several current accounts with different banks, Monzo provides the best overall experience and actually feels like it’s customer focussed. The premium / paid for options give you good rewards and the customer service is consistently good. Reviewed on: 12th March 2025

Fantastic customer service!!

Fantastic customer service, so handy to have the messages rather than waiting in the queue on the phone. App is so handy to use and uses all your data to what your spending and savings Reviewed on: 12th March 2025

Best Bank

Been with Monzo since 2022 and they have been without a doubt the best bank I have been with always available to help when needed and the most technologically advanced bank I’ve been with Reviewed on: 12th March 2025

Absolutely love Monzo

Absolutely love Monzo, so easy to use, great that it’s customisable, very visual, value for money with the account levels, brilliant features Reviewed on: 12th March 2025

Great account for travellers and day to day living

I’ve had a Monzo account since 2016 and it makes my life so much easier. I love how easy it is to keep track of my transactions and I’m able to tag them for searching later. I also really enjoy being able to put my money into pots and how easy it makes travelling to other countries and keeping track of spending. Reviewed on: 12th March 2025

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