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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

It has showed me how I can save well and manage my m...

It has showed me how I can save well and manage my money as I didn’t know all this Reviewed on: 17th March 2025

Monzo is a great bank, very efficient and user frien...

Monzo is a great bank, very efficient and user friendly, lt le's me keep up in the finances in a very easy way. I also got the kids an account each to try and teach good budget habits. Reviewed on: 17th March 2025

Excellent customer service timing

Excellent customer service with good interest rates Reviewed on: 16th March 2025

Great current account.

Great current account. Has a lot of features for saving and it’s super easy to use Reviewed on: 16th March 2025

Slow support, and poor rates.

Slow support, and poor rates. Only believe in traditional banks. Reviewed on: 16th March 2025

I love how Monzo is adapting continously to what I n...

I love how Monzo is adapting continously to what I need from a banking app. The flex and current account work very well in managing finances. Reviewed on: 16th March 2025

They charged monthly for overdrafts and low rate int...

They charged monthly for overdrafts and low rate interest Reviewed on: 15th March 2025

Well Impressed

I like having everything in one place, easy to keep tabs on my spending Reviewed on: 15th March 2025

Excellent service.

Excellent service. Very easy to use. Simple app. Reviewed on: 15th March 2025

very good and with monzo is easy

very good and with monzo is easy Reviewed on: 14th March 2025

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