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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Here's why you should vote for monzo

5
Never had a bad thing happen compared to other banks where I have been scammed Reviewed on: 18th March 2025
Mike B's avatar
Mike B

Easy to use.

5
Easy to use. Has a lot of features and perks that are relevant to everyday life. Reviewed on: 18th March 2025
Mandeep's avatar
Mandeep

I had heard alot about Monzo but finally opened a cu...

5
I had heard alot about Monzo but finally opened a current account and it's so easy compared to my other traditional bank. Really like the app, the customer experience is so easy. Reviewed on: 18th March 2025
AE's avatar
AE

I love Monzo, i would recommend to everyone!

5
Monzo is so easy to use, anytime i have had an issue the customer service team have helped me efficiently and quickly. I have had some issues with fraud, this has always been resolved promptly. Very satisfied, i would recommend to everyone. Reviewed on: 18th March 2025
Rebecca's avatar
Rebecca

Probably the best current account around

5
I have been with Monzo since 2016 and they have always been innovative and easy to use. On the rare occasions I have had an issue it has always been sorted out quickly and effectively. My wife also has an account and she has just opened another for her business, plus we have a joint account between us so we are very invested (pardon the pun) in the Monzo brand. Reviewed on: 18th March 2025
Jason W's avatar
Jason W

Easy banking

5
App is so easy to use, banking totally made simple. LinkedIn posts are most amusing! Reviewed on: 18th March 2025
Steph M's avatar
Steph M

Excellent Banking Experience with Monzo! 5 Star!

5
It's by far the best bank I've used! The App is incredibly user-friendly, making it easy to track spending, set budgets and manage finances effortlessly. Instant notifications and real-time spending insights are game changers! Customer service it top notch, responsive and friendly. Plus features like fee - free spending abroad and seamless savings pots make Monzo stand out from traditional banks, Highly recommend Monzo to anyone looking for a modern, hassle-free banking experience. Five stars all the way! Reviewed on: 18th March 2025
Jordan's avatar
Jordan

Super convenient, great design, tone of voice is ama...

5
Super convenient, great design, tone of voice is amazing. Social media too! Reviewed on: 18th March 2025
Angele C's avatar
Angele C

Monzo provide a great service with a world class app

5
Monzo provide an amazing service with a world class banking app. The abroad fees (or lack of should I say!) provide a huge benefit when compared to other bank current accounts, I recently switched it to my main bank account because of this. The Monzo app is the easiest banking app I've ever used and makes keeping on budget and up to date with my money as easy as possible. Reviewed on: 18th March 2025
Isaac H's avatar
Isaac H

Seamless experiece

5
Makes life easier, it provides everything I need from a bank and more Reviewed on: 18th March 2025
Juliana's avatar
Juliana

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