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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Made my money situation more clear to see.

Made my money situation more clear to see. Reviewed on: 18th March 2025

Travel card

Great for travel abroad- easy to spot and no fees Reviewed on: 18th March 2025

Never had any issues; personal and business.

Never had any issues; personal and business. Faultless service etc Reviewed on: 18th March 2025

Great bank - very easy to use app and lots of useful...

Great bank - very easy to use app and lots of useful features. Making banking more simple and accessible and I would recommend to anyone. Also customer service has been a great experience for me anytime I had to get in contact. Reviewed on: 18th March 2025

Best travel card on the market.

Best travel card on the market. Best experience! Reviewed on: 18th March 2025

Great verity of products

Monzo Premium was a great product, gadget and travel insurance all in one Reviewed on: 18th March 2025

I've been a customer for years, it's simply the best...

I've been a customer for years, it's simply the best most user friendly bank there is. Reviewed on: 18th March 2025

I have been banking with Monzo for over 8 years, hav...

I have been banking with Monzo for over 8 years, having a current account which I use for my monthly 'spending money'. The open to have different saving pots and roundups on payments are fantastic and the app is very easy to use and intuitive. Reviewed on: 18th March 2025

Really easy to use, flex card is brilliant too very...

Really easy to use, flex card is brilliant too very flexible Reviewed on: 18th March 2025

Easy to use, no jargon.

Easy to use, no jargon. Pots help me to manage my money. Reviewed on: 17th March 2025

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