Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Easy banking

App is so easy to use, banking totally made simple. LinkedIn posts are most amusing! Reviewed on: 18th March 2025

Excellent Banking Experience with Monzo! 5 Star!

It's by far the best bank I've used! The App is incredibly user-friendly, making it easy to track spending, set budgets and manage finances effortlessly. Instant notifications and real-time spending insights are game changers! Customer service it top notch, responsive and friendly. Plus features like fee - free spending abroad and seamless savings pots make Monzo stand out from traditional banks, Highly recommend Monzo to anyone looking for a modern, hassle-free banking experience. Five stars all the way! Reviewed on: 18th March 2025

Super convenient, great design, tone of voice is ama...

Super convenient, great design, tone of voice is amazing. Social media too! Reviewed on: 18th March 2025

Monzo provide a great service with a world class app

Monzo provide an amazing service with a world class banking app. The abroad fees (or lack of should I say!) provide a huge benefit when compared to other bank current accounts, I recently switched it to my main bank account because of this. The Monzo app is the easiest banking app I've ever used and makes keeping on budget and up to date with my money as easy as possible. Reviewed on: 18th March 2025

Seamless experiece

Makes life easier, it provides everything I need from a bank and more Reviewed on: 18th March 2025

It works, it’s simple, it’s free, and it’s easy.

It works, it’s simple, it’s free, and it’s easy. Reviewed on: 18th March 2025

Greg the boss.

Really great bank - never had any issues what so ever. Greg is unreal! Reviewed on: 18th March 2025

Simple Monzo

Monzo is so simple to use, especially sharing money between friends for joint activities. Reviewed on: 18th March 2025

I find Monzo very user-friendly, and appreciate the...

I find Monzo very user-friendly, and appreciate the summaries of spneding. Reviewed on: 18th March 2025

I love Monzo.

I love Monzo. It is an incredibly easy to use app. I use the roundups to add to my savings pot and separate out saving pots based on the goal. The modern interface & usability make it hands down the best banking app by a country mile. Reviewed on: 18th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Cater Allen 0.00 from 0 reviews
Student Current Account
from Nationwide 4.24 from 7 reviews
Graduate Current Account
from RBS 3.86 from 11 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1141 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub