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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Can't fault it

5
Very simple bank to utilise, having everything in the app means I can arrange money anytime, anywhere. Also offering really good savings rates compared to others in the market. Having a built in investments platform is amazing, will allow anybody to begin their investment journey with ease. My favourite feature of Monzo and the one I recommend people to use is the £0 fees on international spending, I have used my card around the world with no issues at all. Reviewed on: 18th March 2025
Ross's avatar
Ross

Great user-app experience, even better LinkedIn posts.

5
Great user-app experience, even better LinkedIn posts. Reviewed on: 18th March 2025
Frazer W's avatar
Frazer W

Full Monzo experience

5
As someone who has gone "full Monzo" I couldn't be happier with how it all works for me. From automated savings pots to credit card and mortgage integration, I feel like I have everything I need at my fingertips. Reviewed on: 18th March 2025
HMR's avatar
HMR

Loving Monzito

5
Ive been a member since 2019 and it was around those times that i found about smart banks which monzo obviously comes under. Ive never had a bad experience with them, the chat team are always so polite and make you feel comfortable and accommodated - they even offer support emotionally, mentally and financially. Reviewed on: 18th March 2025
Zambeze F's avatar
Zambeze F

All my friends use Monzo as it's so easy to send mon...

5
All my friends use Monzo as it's so easy to send money to each other. For bills I can easily separate my salary into pots to keep things organised. Reviewed on: 18th March 2025
Aoife M's avatar
Aoife M

Amazing app, everything is very easy to view and use

5
Amazing app, everything is very easy to view and use. Love the categorisation Reviewed on: 18th March 2025
Lydia's avatar
Lydia

Excellent service, the best budgeting tools, and sup...

5
Excellent service, the best budgeting tools, and super easy to use. I always know where I am within the month and it's clear how I'm spending Reviewed on: 18th March 2025
Danie's avatar
Danie

Amazing bank

5
Very user friendly app. Responsive customer service Reviewed on: 18th March 2025
Jay's avatar
Jay

Monzo is the modern solution to banking.

5
Monzo is the modern solution to banking. I've been always satisfied with ALL their products. Reviewed on: 18th March 2025
Andrei C's avatar
Andrei C

Great, easy to use app.

5
Great, easy to use app. I use the Monzo Max plan which gives travel insurance, phone insurance, break down cover, and a free Greggs sausage roll each week. Also offer other services like Flex which helps break down big payments into 3 interest free payments. Reviewed on: 18th March 2025
Anthony C's avatar
Anthony C

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