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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Fraud resolution

Had a fraud issue and was resolved very quickly, couldn't have been happier. Reviewed on: 18th March 2025

I moved to the UK 6 years ago and opened a Monzo acc...

I moved to the UK 6 years ago and opened a Monzo account within a day of landing. Never looked back. I used Monzo for all my banking and as long as I'm in the UK I always will. I recommend all my friends to use Monzo Reviewed on: 18th March 2025

Stressfree joyful banking

Awesome ever since i joined about 8 years ago - brought joy to daily banking experience Reviewed on: 18th March 2025

So easy to set up and use.

So easy to set up and use. Interest rates are all reasonable and the way the provider info is really easy for the customer. Love all of the functionality of setting up different pots and helping to manage money. Reviewed on: 18th March 2025

Excellent customer service, easy to manage and love...

Excellent customer service, easy to manage and love the pots/ bills option. Also love the child account linked to current account as I can see what he’s spending and it’s easy to send pocket money across. Reviewed on: 18th March 2025

Here's why you should vote for monzo

Never had a bad thing happen compared to other banks where I have been scammed Reviewed on: 18th March 2025

Easy to use.

Easy to use. Has a lot of features and perks that are relevant to everyday life. Reviewed on: 18th March 2025

I had heard alot about Monzo but finally opened a cu...

I had heard alot about Monzo but finally opened a current account and it's so easy compared to my other traditional bank. Really like the app, the customer experience is so easy. Reviewed on: 18th March 2025

I love Monzo, i would recommend to everyone!

Monzo is so easy to use, anytime i have had an issue the customer service team have helped me efficiently and quickly. I have had some issues with fraud, this has always been resolved promptly. Very satisfied, i would recommend to everyone. Reviewed on: 18th March 2025

Probably the best current account around

I have been with Monzo since 2016 and they have always been innovative and easy to use. On the rare occasions I have had an issue it has always been sorted out quickly and effectively. My wife also has an account and she has just opened another for her business, plus we have a joint account between us so we are very invested (pardon the pun) in the Monzo brand. Reviewed on: 18th March 2025

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