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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Amazing app, everything is very easy to view and use

Amazing app, everything is very easy to view and use. Love the categorisation Reviewed on: 18th March 2025

Excellent service, the best budgeting tools, and sup...

Excellent service, the best budgeting tools, and super easy to use. I always know where I am within the month and it's clear how I'm spending Reviewed on: 18th March 2025

Amazing bank

Very user friendly app. Responsive customer service Reviewed on: 18th March 2025

Monzo is the modern solution to banking.

Monzo is the modern solution to banking. I've been always satisfied with ALL their products. Reviewed on: 18th March 2025

Great, easy to use app.

Great, easy to use app. I use the Monzo Max plan which gives travel insurance, phone insurance, break down cover, and a free Greggs sausage roll each week. Also offer other services like Flex which helps break down big payments into 3 interest free payments. Reviewed on: 18th March 2025

Love, love, love Monzo

Monzo has been so incredible to use, moving to the UK from Australia it was an account that was easy to set up, simple to use and so convenient when splitting bills with friends. I've been able to save more than I have in years using their pot account as a savings and rounding up with my purchases. The customer service has been so amazing too, I have had to reach out to them twice (once to report fraud and the other to approve a time sensitive large house deposit payment) and both times they have responded quickly and been so helpful. Their LinkedIn page also gets me through my own day. Reviewed on: 18th March 2025

I love monzo

Monzo have been an excellent bank, when my purse was stolen they immediately stopped my card, refunded the fraudulent payments and my new card arrived the next day. Their premium account is such good value for money with things like RAC cover, rail cards and airport lounges Reviewed on: 18th March 2025

Helped with saving for our wedding

It has been so easy setting up an account with Monzo and with all the pots you can create it’s made it easy for us to manage bills and save for our wedding this year! Reviewed on: 18th March 2025

Great account, lots of useful functionality

Great account, lots of useful functionality Reviewed on: 18th March 2025

great at keep me in budget with partner

Had one with my partner joint card its great at keeping us in budget and also now using nearly everything that monzo has to offer... Investment and savings Reviewed on: 18th March 2025

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