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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

A simple no fuss smart bank

5
Everything works perfectly, it's a much smarter bank for handling my money and the paid perks are great. They could do with being a bit cheaper though, or offering some kind of discount for regular salaries like some competitors Reviewed on: 18th March 2025
Luke's avatar
Luke

Best bank to use while travelling or sending money t...

4
Best bank to use while travelling or sending money to friends & family! Reviewed on: 18th March 2025
Gage CM's avatar
Gage CM

Super easy, super insightful way to manage all your...

5
Super easy, super insightful way to manage all your financial services Reviewed on: 18th March 2025
Stuart S's avatar
Stuart S

Monzo made my life so much easier !

5
I created an account with Monzo when I moved to UK and the whole process was easy and seamless. In 7 years I have zero complaints about this account, it has always been my main bank. Reviewed on: 18th March 2025
Virginia I's avatar
Virginia I

I love the user experience with Monzo

5
I love the user experience with Monzo - the app is so simple and intuitive. It allows me to keep sight of all of my finances in one place. The savings pots are so helpful. Reviewed on: 18th March 2025
Becky S's avatar
Becky S

Easy to use, great cashback offers.

5
Easy to use, great cashback offers. Reviewed on: 18th March 2025
happy customer's avatar
happy customer

Monzo’s the Best

5
As an immigrant from the US, Monzo was the easiest bank to go with. I literally walked into other banks to try to set up an account and they were worthless. You try moving to a foreign country, not having a bank account, unable to set up direct deposits to electricity to get a damn proof of address, to get the bank account in the first place. So anyway, Monzo was recommended by other international friends and it was super easy AND they’re obviously the best bank. They have amazing interest rates, tons of perks, great customer service, a fantastic app…I could not be more happy and recommend Monzo to everyone I know. Reviewed on: 18th March 2025
Caitlin 's avatar
Caitlin

Simple product that has changed how I do my monthly...

5
Simple product that has changed how I do my monthly spending money. Love the simplicity of the App and increasingly the additional features (kids accounts/ investments / soon to be pensions) all very clear compared to traditional accounts. Reviewed on: 18th March 2025
Rael R's avatar
Rael R

Mozo Customer Service

5
I've never had a need to use the Monzo customer services but their offers and and flexi credit card which were provided have been excellent Reviewed on: 18th March 2025
Tai S's avatar
Tai S

I love Monzo.

5
I love Monzo. I've slowly moved all my banking across, including my pension, investments, savings and joint account. Reviewed on: 18th March 2025
Sam S's avatar
Sam S

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