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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Easy to use, great cashback offers.

Easy to use, great cashback offers. Reviewed on: 18th March 2025

Monzo’s the Best

As an immigrant from the US, Monzo was the easiest bank to go with. I literally walked into other banks to try to set up an account and they were worthless. You try moving to a foreign country, not having a bank account, unable to set up direct deposits to electricity to get a damn proof of address, to get the bank account in the first place. So anyway, Monzo was recommended by other international friends and it was super easy AND they’re obviously the best bank. They have amazing interest rates, tons of perks, great customer service, a fantastic app…I could not be more happy and recommend Monzo to everyone I know. Reviewed on: 18th March 2025

Simple product that has changed how I do my monthly...

Simple product that has changed how I do my monthly spending money. Love the simplicity of the App and increasingly the additional features (kids accounts/ investments / soon to be pensions) all very clear compared to traditional accounts. Reviewed on: 18th March 2025

Mozo Customer Service

I've never had a need to use the Monzo customer services but their offers and and flexi credit card which were provided have been excellent Reviewed on: 18th March 2025

I love Monzo.

I love Monzo. I've slowly moved all my banking across, including my pension, investments, savings and joint account. Reviewed on: 18th March 2025

Can't fault it

Very simple bank to utilise, having everything in the app means I can arrange money anytime, anywhere. Also offering really good savings rates compared to others in the market. Having a built in investments platform is amazing, will allow anybody to begin their investment journey with ease. My favourite feature of Monzo and the one I recommend people to use is the £0 fees on international spending, I have used my card around the world with no issues at all. Reviewed on: 18th March 2025

Great user-app experience, even better LinkedIn posts.

Great user-app experience, even better LinkedIn posts. Reviewed on: 18th March 2025

Full Monzo experience

As someone who has gone "full Monzo" I couldn't be happier with how it all works for me. From automated savings pots to credit card and mortgage integration, I feel like I have everything I need at my fingertips. Reviewed on: 18th March 2025

Loving Monzito

Ive been a member since 2019 and it was around those times that i found about smart banks which monzo obviously comes under. Ive never had a bad experience with them, the chat team are always so polite and make you feel comfortable and accommodated - they even offer support emotionally, mentally and financially. Reviewed on: 18th March 2025

All my friends use Monzo as it's so easy to send mon...

All my friends use Monzo as it's so easy to send money to each other. For bills I can easily separate my salary into pots to keep things organised. Reviewed on: 18th March 2025

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