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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I switched. You should too

5
I recently switched to Monzo from one of the main High Street banks as it was offering so much more. The app is fun, easy to use and now family orientated which is great for my family of four. It's helped give me better visibility of my mortgage, credit score, pensions. Everything. Customer service is great (Not excellent) but still streaks ahead of the others. I also get the feeling that Monzo are constantly upgrading and adapting based on customer feedback. Reviewed on: 18th March 2025
Alastair L's avatar
Alastair L

Monzo has revolutionised the banking industry...

5
Monzo has revolutionised the banking industry for the better! Reviewed on: 18th March 2025
Mitchell C's avatar
Mitchell C

Monzo just makes banking fun.

5
Monzo just makes banking easy. The interface is slick, everything feels seamless, and you actually know what’s going on with your money. Instant notifications, simple budgeting, easy bill-splitting, it’s all just smooth. Reviewed on: 18th March 2025
Caitlin M's avatar
Caitlin M

Love it!

5
I love Monzo and its app. It's flexible enough to sort my money in different pots, manage everything easily through the app and makes everything just more easy. Reviewed on: 18th March 2025
Cedric A's avatar
Cedric A

I have been with Monzo for almost 2 years and have n...

5
I have been with Monzo for almost 2 years and have never had a problem with their bank. They have competitive interest rates and their perks plans can be very useful to their users. Reviewed on: 18th March 2025
Henry P's avatar
Henry P

Monzo is just great for everything!

5
Monzo is just great for everything! They really thought of everything you need and then made it happen Reviewed on: 18th March 2025
Fahima B's avatar
Fahima B

I've been a Monzo account holder since around 2017,...

5
I've been a Monzo account holder since around 2017, back when they did golden tickets for cards. Since opening an account, they've always shone above my other banks because of their priority on the customer - whether it's being early on the no-fee when spending abroad train or the rewards/cashback bandwagon, they constantly put their customers first. Monzo is constantly a #1 recommendation for me when friends or family ask. Reviewed on: 18th March 2025
SFA's avatar
SFA

Best banking app I've used

5
App is amazing to use, very responsive and money transfers are instant. Reviewed on: 18th March 2025
Kelvinw's avatar
Kelvinw

For all the family!

5
Have been with Monzo since the beginning, now have a joint account and one for my daughter, always impressed with their product, service and innovation Reviewed on: 18th March 2025
Ben A's avatar
Ben A

Much recommended

5
I am using Monzo for more than 1 year and also recommended to my friends overall the experience is amazing Reviewed on: 18th March 2025
Abi's avatar
Abi

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