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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I love monzo everything about them in amazing

5
I love monzo everything about them in amazing Reviewed on: 18th March 2025
Nathan S's avatar
Nathan S

I use MONZO for everything.

5
I use MONZO for everything. Its the best way to pay friends if they also have monzo the one-click on their contact makes it so easy. I get the best rates when using it abroad also. Reviewed on: 18th March 2025
Saleha Ahmed's avatar
Saleha Ahmed

The app is user friendly and easy to navigate.

5
The app is user friendly and easy to navigate. I wish other companies would learn from Monza on building a banking app Reviewed on: 18th March 2025
Warren R's avatar
Warren R

Easy to use but not basic.

5
Easy to use but not basic. Customer services and always responsive. Makes banking a lot easier than a lot of other banks. Love being able to use pots and the great offers accessible when using the bank. Reviewed on: 18th March 2025
Ryan C's avatar
Ryan C

Monzo is so simple and easy to use.

5
Monzo is so simple and easy to use. I love that you get the best exchange rate when travelling abroad and you can use the debit card anywhere! The app makes it easy to keep track of money and see where you've been spending. I have recommended Monzo to all my family and friends and even get bonus £ when you refer someone which is even better! Reviewed on: 18th March 2025
Megan F's avatar
Megan F

I love the money pots.

5
I love the money pots. It makes it so easy to budget for the month ahead Reviewed on: 18th March 2025
Chloe W's avatar
Chloe W

TLDR: Monzo is good

5
I use Monzo as a back up account to my main bank account, the flexibility abroad and ease of transfers of funds to friends and family through simple transfers means I often transfer money from my primary account to my Monzo and transfer from there as it is often easier and more convenient Reviewed on: 18th March 2025
Callum H's avatar
Callum H

Everything has been so easy!

5
Everything has been so easy! The App is so clear and easy to use and has all the details i want, including helpful walkthrough explaining important things about savings and mortgages Reviewed on: 18th March 2025
Nick D's avatar
Nick D

Brilliant for travelling and everyday!

5
Brilliant for travelling and everyday! Reviewed on: 18th March 2025
Melva's avatar
Melva

Monzo: The financial bestie I never knew I needed

5
Monzo makes budgeting actually doable—instant spending alerts, easy bill splitting, and pots to pretend I’m saving. The app is smooth, the customer service is great, and the ability to round up spare change into savings is a game-changer. Nothing humbles you faster than a Monzo notification seconds after tapping your card, but at least I always know where my money’s going (mostly brunch). Definitely recommend it, even if my bank balance wouldn’t. Reviewed on: 18th March 2025
JoleneLee's avatar
JoleneLee

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