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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Monzo is just great for everything!

Monzo is just great for everything! They really thought of everything you need and then made it happen Reviewed on: 18th March 2025

I've been a Monzo account holder since around 2017,...

I've been a Monzo account holder since around 2017, back when they did golden tickets for cards. Since opening an account, they've always shone above my other banks because of their priority on the customer - whether it's being early on the no-fee when spending abroad train or the rewards/cashback bandwagon, they constantly put their customers first. Monzo is constantly a #1 recommendation for me when friends or family ask. Reviewed on: 18th March 2025

Best banking app I've used

App is amazing to use, very responsive and money transfers are instant. Reviewed on: 18th March 2025

For all the family!

Have been with Monzo since the beginning, now have a joint account and one for my daughter, always impressed with their product, service and innovation Reviewed on: 18th March 2025

Much recommended

I am using Monzo for more than 1 year and also recommended to my friends overall the experience is amazing Reviewed on: 18th March 2025

A simple no fuss smart bank

Everything works perfectly, it's a much smarter bank for handling my money and the paid perks are great. They could do with being a bit cheaper though, or offering some kind of discount for regular salaries like some competitors Reviewed on: 18th March 2025

Best bank to use while travelling or sending money t...

Best bank to use while travelling or sending money to friends & family! Reviewed on: 18th March 2025

Super easy, super insightful way to manage all your...

Super easy, super insightful way to manage all your financial services Reviewed on: 18th March 2025

Monzo made my life so much easier !

I created an account with Monzo when I moved to UK and the whole process was easy and seamless. In 7 years I have zero complaints about this account, it has always been my main bank. Reviewed on: 18th March 2025

I love the user experience with Monzo

I love the user experience with Monzo - the app is so simple and intuitive. It allows me to keep sight of all of my finances in one place. The savings pots are so helpful. Reviewed on: 18th March 2025

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