Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

No commissions with Euros is game changer

5
I travel between the UK and Italy very often and not having commissions to pay every time I'm using a card in the Euro-zone it's a game changer for me. Reviewed on: 18th March 2025
SkipperG's avatar
SkipperG

Very user friendly, frequently introducing useful ne...

5
Very user friendly, frequently introducing useful new features. Reviewed on: 18th March 2025
Sam J's avatar
Sam J

Monzo is simply the best!

5
Monzo is simply the best! Progressive, great customer service, I am delighted to be a customer! Reviewed on: 18th March 2025
Bronagh H's avatar
Bronagh H

Monzo useful, easy to use bank.

5
Monzo useful, easy to use bank. It allows for easy transfer of payments, international spending and saving money! Reviewed on: 18th March 2025
Rich S's avatar
Rich S

Great experience so far with Monzo.

5
Great experience so far with Monzo. The pot option has massively helped me with my monthly budgeting and saving. Reviewed on: 18th March 2025
Emily A's avatar
Emily A

Not a bad word to say

5
I love using Monzo because of the pots you can create. It makes managing my money so much easier. I have pots set up for weekly spending money, for my bills that are coming out later in the month and I don’t want to accidentally spend, pots for holiday, for petrol, for getting my hair done, etc. That way I’m never left trying to find the money. I’ve been with Monzo for 5 years. Being able to request money from your friends rather than having to awkwardly ask them to pay you back is a 10/10. I can’t comment on customer service because I’ve never had an issue so not needed to contact customer service. The only thing I’d change is for Monzo’s refer a friend scheme to reward you more money because I’d be rich Reviewed on: 18th March 2025
Sasha P's avatar
Sasha P

Monzo Review

5
Monzo is incredibly easy to use and intuitive. I started using Monzo at university and haven’t looked back since. It continues to improve and offers a great selection of added benefits Reviewed on: 18th March 2025
Nick W's avatar
Nick W

I LOVE Monzo.

5
I LOVE Monzo. It is simple, intuitive and customer centric. I will recommend to anyone 1000 times. I am a Monzo Plus customer. Reviewed on: 18th March 2025
Lynda O's avatar
Lynda O

Monzo is the best!

5
Monzo is the best! The app is super easy to use, it helps me save - shout out to the 1p saving challenge - i absolutely love the tabs function as it makes it so much easier to split bills fairly on holiday etc, and in general it's just really easy to use and helps me feel in control of my finances. Reviewed on: 18th March 2025
Rachael H's avatar
Rachael H

Monzo review

5
Monzo are always great to deal with. I have not had many issues in my 10 years of banking with them but whenever anything has arisen, it has been rectified almost immediately. The customer service is impeccable. Reviewed on: 18th March 2025
Jack L's avatar
Jack L

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill