Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Beta Brilliance

5
Been a member since the beta stages and they’re just great. Helpful and brilliant features on the app Reviewed on: 18th March 2025
Collette's avatar
Collette

Makes my life so much easier!

5
I love that I can travel the world without spending fees. I can manage my spending (not quite able to budget thats my fault) by the categories, and segregate money in to pots. It's really good that a lot of my friends use it too, so splitting the bill, sending them money and requesting money from them is so easy. From the few times I've had issues with the bank, their customer service has been friendly, helpful and very prompt. Great service! Reviewed on: 18th March 2025
Lara E's avatar
Lara E

Great bank great savings rates, good communication,...

5
Great bankm great savings rates, good communication, and good benefits Reviewed on: 18th March 2025
Lauren E's avatar
Lauren E

Always have had a great experience using monzo.

5
Always have had a great experience using monzo. Use it as my main current account as its so easy for transfer. Reviewed on: 18th March 2025
Harli D's avatar
Harli D

Lovely little bank isn’t it.

5
Lovely little bank isn’t it. They have a very good app, that makes it easy to keep track of finances in real time. Which is what I like very much from my bank. Reviewed on: 18th March 2025
mark.kalns@gmail.com's avatar
[email protected]

Very easy and intuitive to use.

5
Very easy and intuitive to use. Such a pleasure! Reviewed on: 18th March 2025
Mark Z's avatar
Mark Z

It's just such a pleasure banking with Monzo.

5
It's just such a pleasure banking with Monzo - They just get it Reviewed on: 18th March 2025
Chase 's avatar
Chase

Easy access but secure .

5
Easy access but secure . I had no issues opening a current account , a business account and savings accounts. Reviewed on: 18th March 2025
Dorota D's avatar
Dorota D

Monzo Max

5
I've had a Monzo account for years, and Monzo Plus Max for two years. It's fantastic. The app is so easy to use, analytics are far beyond any other on the market and the rates and benefits offered are tailored and useful to me. I've never really had a problem, but when I have been concerned over transactions or changes, their team have been quick to respond and resolve. Reviewed on: 18th March 2025
Lucy M's avatar
Lucy M

Love Monzo

5
Used Monzo as my primary bank for several years. We love it Reviewed on: 18th March 2025
Chris's avatar
Chris

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill