Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Not a bad word to say

I love using Monzo because of the pots you can create. It makes managing my money so much easier. I have pots set up for weekly spending money, for my bills that are coming out later in the month and I don’t want to accidentally spend, pots for holiday, for petrol, for getting my hair done, etc. That way I’m never left trying to find the money. I’ve been with Monzo for 5 years. Being able to request money from your friends rather than having to awkwardly ask them to pay you back is a 10/10. I can’t comment on customer service because I’ve never had an issue so not needed to contact customer service. The only thing I’d change is for Monzo’s refer a friend scheme to reward you more money because I’d be rich Reviewed on: 18th March 2025

Monzo Review

Monzo is incredibly easy to use and intuitive. I started using Monzo at university and haven’t looked back since. It continues to improve and offers a great selection of added benefits Reviewed on: 18th March 2025

I LOVE Monzo.

I LOVE Monzo. It is simple, intuitive and customer centric. I will recommend to anyone 1000 times. I am a Monzo Plus customer. Reviewed on: 18th March 2025

Monzo is the best!

Monzo is the best! The app is super easy to use, it helps me save - shout out to the 1p saving challenge - i absolutely love the tabs function as it makes it so much easier to split bills fairly on holiday etc, and in general it's just really easy to use and helps me feel in control of my finances. Reviewed on: 18th March 2025

Monzo review

Monzo are always great to deal with. I have not had many issues in my 10 years of banking with them but whenever anything has arisen, it has been rectified almost immediately. The customer service is impeccable. Reviewed on: 18th March 2025

I love monzo everything about them in amazing

I love monzo everything about them in amazing Reviewed on: 18th March 2025

I use MONZO for everything.

I use MONZO for everything. Its the best way to pay friends if they also have monzo the one-click on their contact makes it so easy. I get the best rates when using it abroad also. Reviewed on: 18th March 2025

The app is user friendly and easy to navigate.

The app is user friendly and easy to navigate. I wish other companies would learn from Monza on building a banking app Reviewed on: 18th March 2025

Easy to use but not basic.

Easy to use but not basic. Customer services and always responsive. Makes banking a lot easier than a lot of other banks. Love being able to use pots and the great offers accessible when using the bank. Reviewed on: 18th March 2025

Monzo is so simple and easy to use.

Monzo is so simple and easy to use. I love that you get the best exchange rate when travelling abroad and you can use the debit card anywhere! The app makes it easy to keep track of money and see where you've been spending. I have recommended Monzo to all my family and friends and even get bonus £ when you refer someone which is even better! Reviewed on: 18th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Graduate Account
from NatWest 4.43 from 63 reviews
Current Account
from Post Office 3.60 from 4 reviews
Plutus account
from Plutus 0.00 from 0 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1140 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub