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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Very easy and intuitive to use.

Very easy and intuitive to use. Such a pleasure! Reviewed on: 18th March 2025

It's just such a pleasure banking with Monzo.

It's just such a pleasure banking with Monzo - They just get it Reviewed on: 18th March 2025

Easy access but secure .

Easy access but secure . I had no issues opening a current account , a business account and savings accounts. Reviewed on: 18th March 2025

Monzo Max

I've had a Monzo account for years, and Monzo Plus Max for two years. It's fantastic. The app is so easy to use, analytics are far beyond any other on the market and the rates and benefits offered are tailored and useful to me. I've never really had a problem, but when I have been concerned over transactions or changes, their team have been quick to respond and resolve. Reviewed on: 18th March 2025

Love Monzo

Used Monzo as my primary bank for several years. We love it Reviewed on: 18th March 2025

No commissions with Euros is game changer

I travel between the UK and Italy very often and not having commissions to pay every time I'm using a card in the Euro-zone it's a game changer for me. Reviewed on: 18th March 2025

Very user friendly, frequently introducing useful ne...

Very user friendly, frequently introducing useful new features. Reviewed on: 18th March 2025

Monzo is simply the best!

Monzo is simply the best! Progressive, great customer service, I am delighted to be a customer! Reviewed on: 18th March 2025

Monzo useful, easy to use bank.

Monzo useful, easy to use bank. It allows for easy transfer of payments, international spending and saving money! Reviewed on: 18th March 2025

Great experience so far with Monzo.

Great experience so far with Monzo. The pot option has massively helped me with my monthly budgeting and saving. Reviewed on: 18th March 2025

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