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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Banking for good

Monzo helps me organize my saving and offers many perks. Reviewed on: 18th March 2025

Great bank with easy to implement tools to help incr...

Great bank with easy to implement tools to help increase your savings. Reviewed on: 18th March 2025

Greg At Monzo is the funniest person alive

- They make melaugh on LinkedIn - It would make them smile - I could win £1,000 if you vote, thanks to Smart Money People (please I need the money) - It’s a very kind thing to do - My mums said they should win - It would make Greg ecstatic Reviewed on: 18th March 2025

Pots have revolutionalised my life!

Very easy, simple and no need to talk to people or go into a bank. The pots have revolutionalised my life!!!!!! Never had so much money saved Reviewed on: 18th March 2025

Most convinient of all the apps available on the market

Most convinient of all the apps available on the market Reviewed on: 18th March 2025

Beta Brilliance

Been a member since the beta stages and they’re just great. Helpful and brilliant features on the app Reviewed on: 18th March 2025

Makes my life so much easier!

I love that I can travel the world without spending fees. I can manage my spending (not quite able to budget thats my fault) by the categories, and segregate money in to pots. It's really good that a lot of my friends use it too, so splitting the bill, sending them money and requesting money from them is so easy. From the few times I've had issues with the bank, their customer service has been friendly, helpful and very prompt. Great service! Reviewed on: 18th March 2025

Great bank great savings rates, good communication,...

Great bankm great savings rates, good communication, and good benefits Reviewed on: 18th March 2025

Always have had a great experience using monzo.

Always have had a great experience using monzo. Use it as my main current account as its so easy for transfer. Reviewed on: 18th March 2025

Lovely little bank isn’t it.

Lovely little bank isn’t it. They have a very good app, that makes it easy to keep track of finances in real time. Which is what I like very much from my bank. Reviewed on: 18th March 2025

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