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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo simple, brilliant, effective

5
Monzo just works well in providing a product that meets expectations. It is clean, easy to use and is so much better than the product of the high street bank I used to use. Reviewed on: 18th March 2025
David M's avatar
David M

I would never move banks

5
I would never move banks, 3 accounts in the UK and 2 in South Africa- Monzo is by far the best bank I’ve ever come across Reviewed on: 18th March 2025
Rory 's avatar
Rory

The features monzo offers are incredible, especially...

5
The features monzo offers are incredible, especially with their perks account. A free greggs treat every week, cinema tickets etc. And on top of that, a fantastic budgeting system in the form of pots that i can split my bills and spending into. They also offer me their monzo flex card with low APR and a laid back flexible re-paymemt scheme. Just brilliant overall! Reviewed on: 18th March 2025
lewis's avatar
lewis

Monzo the best bank since. well, ever.

5
Monzo was the first banking account I opened for myself when I moved over to the UK. They make everything, from everyday spending and savings, to understanding finances and banking easy and relatable for the everyday person. Reviewed on: 18th March 2025
Emily G's avatar
Emily G

Love Monzo!

5
Love Monzo!!!!! So easy and efficient - modern day banking Reviewed on: 18th March 2025
Abbie T's avatar
Abbie T

Travel Account & Seamless Transferring

5
i like Monzo because of how easy it us to use for overseas travel and transfer money to all different currencies with no hassle. It also makes it super easy & seamless when transferring money to friends and family Reviewed on: 18th March 2025
Victoria T's avatar
Victoria T

Cut above the rest

5
I first set up my Monzo account, as a friend told me you can use the account internationally so it was a no brainer! I love that I can save money without even realising, by entering the 1p Saving Challenge. The £10 referral scheme to friends and family is also a great idea! I love how spending is broke down into categories, it makes it so much easier to track what you're spending. Reviewed on: 18th March 2025
Jodie's avatar
Jodie

love the app, really great UI and new features

5
love the app, really great UI and new features Reviewed on: 18th March 2025
Benjamin P's avatar
Benjamin P

Easy to use, love the app.

5
Easy to use, love the app. Like the savings options. Good innovation in banking. Reviewed on: 18th March 2025
Emily j's avatar
Emily j

Fingers in many bank pies, but Monzo is my favourite

5
I have multiple bank accounts but Monzo is by far the easiest to use, the most versatile, has loads of great features such as "pots" and "round ups" and you can actually personalise your experience using photos etc. If you want to make a large money transfer, their security features are quick and easy to navigate. Better than any of the traditional banks for sure. Reviewed on: 18th March 2025
Georgina p's avatar
Georgina p

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