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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Travel Account & Seamless Transferring

i like Monzo because of how easy it us to use for overseas travel and transfer money to all different currencies with no hassle. It also makes it super easy & seamless when transferring money to friends and family Reviewed on: 18th March 2025

Cut above the rest

I first set up my Monzo account, as a friend told me you can use the account internationally so it was a no brainer! I love that I can save money without even realising, by entering the 1p Saving Challenge. The £10 referral scheme to friends and family is also a great idea! I love how spending is broke down into categories, it makes it so much easier to track what you're spending. Reviewed on: 18th March 2025

love the app, really great UI and new features

love the app, really great UI and new features Reviewed on: 18th March 2025

Easy to use, love the app.

Easy to use, love the app. Like the savings options. Good innovation in banking. Reviewed on: 18th March 2025

Fingers in many bank pies, but Monzo is my favourite

I have multiple bank accounts but Monzo is by far the easiest to use, the most versatile, has loads of great features such as "pots" and "round ups" and you can actually personalise your experience using photos etc. If you want to make a large money transfer, their security features are quick and easy to navigate. Better than any of the traditional banks for sure. Reviewed on: 18th March 2025

There is nothing easier than Monzo

There is nothing easier than the Monzo app for banking. Everything you could possibly need is in there, and more. Interacting with customer support is a doddle, and they’re very responsive and quick to find a solution. The days of physical banks are numbered. Reviewed on: 18th March 2025

Have been using Monzo for years, never had a problem...

Have been using Monzo for years, never had a problem always helpful when i have had to reach out Reviewed on: 18th March 2025

Very user-friendly, customer-first approach to banking.

Very user-friendly, customer-first approach to banking. With an aesthetic, style and tone which adds a sense of fun in day-to-day interactions using the app. I enjoy the small touches eg. Thanking friends for payment via emojis, splitting costs etc. Simple, no nonsense banking, with a nice neon orange finish :) Reviewed on: 18th March 2025

monzo are the best

continuous, reliable access to my money. so simple and yet a luxury these days Reviewed on: 18th March 2025

Great app, easy to navigate and the perks are worth...

Great app, easy to navigate and the perks are worth the monthly fee. Lately, slow with responses through the chat. Reviewed on: 18th March 2025

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