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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I really love Monzo.

5
I really love Monzo. It is reinvented how banking works and I feel like it’s a bank that works for me. As opposed to more traditional model wear, I am somewhat detached from my money I like the fact that they add features like Mortgage integrations, cashback, investments, spending reviews, and useful integration into my other account so I can manage my money effectively all from a single place Reviewed on: 18th March 2025
Karl N's avatar
Karl N

Easy to use, great customer service.

5
Easy to use, great customer service. App is easy to navigate and I love the option of the savings pots which make visualising where you're money goes so much easier! Can see multiple accounts (across banks) on the app which really helps to streamline and make banking so simple. Reviewed on: 18th March 2025
Teila G's avatar
Teila G

Highly Recommend!

5
I have a monzo premium account and am amazed by the products and services you get for just £15 a month! And a funky metal card which doubles as a great ice scraper. Always banging on about how easy Monzo is to my friends and family and have got quite a few people to join and they're just as happy. 100% would recommend (to the point someone has asked me if I get commission.. how embarrassing) Reviewed on: 18th March 2025
Rebecca D's avatar
Rebecca D

Easy to use

5
Easy to access my funds and use different savings pits and features to have a good grasp on my money Reviewed on: 18th March 2025
Reece J's avatar
Reece J

Great bank, would recommend to family and friends

5
Great bank, would recommend to family and friends Reviewed on: 18th March 2025
Iga W's avatar
Iga W

Fantastic Banking Experience with Monzo!

5
I've been using Monzo's current account for a while now, and it's hands down the best banking experience I've ever had! The app is super intuitive, making it easy to track spending, set budgets, and save effortlessly with features like Pots. Instant notifications for transactions help me stay on top of my finances, and the ability to freeze and unfreeze my card instantly gives me peace of mind. Customer service is also top-notch—quick, friendly, and always helpful. Plus, fee-free spending abroad is a game-changer for travel. Highly recommend Monzo to anyone looking for a modern, hassle-free banking experience! Reviewed on: 18th March 2025
George T's avatar
George T

Fantastic and Seamless approach to banking!

5
I have banked with Monzo for over 6 years and have never had an issue with them, I have been with them since before they started adding more products and services in and it’s amazing to see their growth and how seamlessly they introduce things into the banking experience. Fantastic! Reviewed on: 18th March 2025
Beck 's avatar
Beck

I have been with Monzo since I was 18, I did at one...

5
I have been with Monzo since I was 18, I did at one point close my account but missed the offers they provided such as great rates abroad, which led me to re-open a new account. They are fantastic and offer great support. They have various offers in the app such as the 1p saving challenge with reward, which I think is amazing. Though, we should not forget their fun LinkedIn posts which improve your mood when you come into the office on a Monday morning. Overall, my experience with Monzo has always been great. Reviewed on: 18th March 2025
Afsha's avatar
Afsha

Monzo has been great.

5
Monzo has been great, excellent mobile app interface. Easy to use and good services on offers. Reviewed on: 18th March 2025
Jerry Wesley's avatar
Jerry Wesley

Really helped me to budget!

5
I have used Monzo for about 6 years now and it has really helped me to budget my money, and I am in a much better position financially than I was before having Monzo. Also fantastic when using abroad as you don't get charged. Reviewed on: 18th March 2025
Tessa S's avatar
Tessa S

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