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Monzo: Current account reviews

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4.93
Based on 19,113 reviews, last reviewed 27th Mar 2026
61467% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I love how user-friendly Monzo is. I love how user-friendly Monzo is. It just makes the whole process of managing money so much easier being able to see allocated saving pots and also s... Read more Reviewed on: 26th March 2026
LC's avatar
LC

Latest lowest rating:

1

Shut down my account for no reason Shut down my account for no reason Reviewed on: 27th March 2026
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George j
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19113)

Just so quick easy and hassle free and investment or...

5
Just so quick easy and hassle free and investment or saving pots are great Reviewed on: 11th March 2025
Lucy G's avatar
Lucy G

Been banking with monzo since the beginning and have...

5
Been banking with monzo since the beginning and have never looked back Reviewed on: 11th March 2025
Ryan 's avatar
Ryan

I joined Monzo last year and it’s the best thing I e...

5
I joined Monzo last year and it’s the best thing I ever did! Reviewed on: 11th March 2025
Liam b's avatar
Liam b

Customer since 2019 and still going!

5
I joined Monzo on 2019 and it has been my main current account since. The app is easy to use, I love the saving pots and the fact I can use it abroad. When I have used customer service, they have been easy to access and quick to sort out my issues. I have and will continue to recommend monzo Reviewed on: 11th March 2025
Rachel W's avatar
Rachel W

Saving pots are a winner!

5
Great online bank that offers all the services you would expect, and more. I particularly make good use of the saving pots for my sinking funds, they are a nice visual way of keeping track. Reviewed on: 11th March 2025
Donna M's avatar
Donna M

I have been banking with Monzo for over 5 years now.

5
I have been banking with Monzo for over 5 years now. They are an extremely easy bank to use, honey are very easily accessible if something happens or if you need to speak to someone there is no ridiculous queue. Managing your money is made easy with the current account, being able to see how you’ve spent your money and how it’s categorised is amazing and help with savings and better financial management! Reviewed on: 11th March 2025
Genevieve k's avatar
Genevieve k

Why monzo is awesome

5
Love how easy and convenient it is to use monzo, it has really helped me manage my spending and finances Reviewed on: 11th March 2025
Luke O's avatar
Luke O

Excellent service, reliable app.

5
Excellent service, reliable app. Reviewed on: 11th March 2025
MG's avatar
MG

Really good find it easy to use and when you need to...

5
Really good find it easy to use and when you need to separate bills and pay friends makes it more easier than the other banks Reviewed on: 11th March 2025
Lily W's avatar
Lily W

Standout bank!

5
Monzo has been an excellent bank to use throughout the years. It has great features to monitor your spending and also protect your money. It can help you think about saving and with tools such as roundups, it makes it a no brainer. Sometimes I do wish they kept up with the iterative pace with releasing new featured as when they were a smaller bank though. Reviewed on: 11th March 2025
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Sam Kalemera

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