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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Fantastic Banking Experience with Monzo!

I've been using Monzo's current account for a while now, and it's hands down the best banking experience I've ever had! The app is super intuitive, making it easy to track spending, set budgets, and save effortlessly with features like Pots. Instant notifications for transactions help me stay on top of my finances, and the ability to freeze and unfreeze my card instantly gives me peace of mind. Customer service is also top-notch—quick, friendly, and always helpful. Plus, fee-free spending abroad is a game-changer for travel. Highly recommend Monzo to anyone looking for a modern, hassle-free banking experience! Reviewed on: 18th March 2025

Fantastic and Seamless approach to banking!

I have banked with Monzo for over 6 years and have never had an issue with them, I have been with them since before they started adding more products and services in and it’s amazing to see their growth and how seamlessly they introduce things into the banking experience. Fantastic! Reviewed on: 18th March 2025

I have been with Monzo since I was 18, I did at one...

I have been with Monzo since I was 18, I did at one point close my account but missed the offers they provided such as great rates abroad, which led me to re-open a new account. They are fantastic and offer great support. They have various offers in the app such as the 1p saving challenge with reward, which I think is amazing. Though, we should not forget their fun LinkedIn posts which improve your mood when you come into the office on a Monday morning. Overall, my experience with Monzo has always been great. Reviewed on: 18th March 2025

Monzo has been great.

Monzo has been great, excellent mobile app interface. Easy to use and good services on offers. Reviewed on: 18th March 2025

Really helped me to budget!

I have used Monzo for about 6 years now and it has really helped me to budget my money, and I am in a much better position financially than I was before having Monzo. Also fantastic when using abroad as you don't get charged. Reviewed on: 18th March 2025

Monzo simple, brilliant, effective

Monzo just works well in providing a product that meets expectations. It is clean, easy to use and is so much better than the product of the high street bank I used to use. Reviewed on: 18th March 2025

I would never move banks

I would never move banks, 3 accounts in the UK and 2 in South Africa- Monzo is by far the best bank I’ve ever come across Reviewed on: 18th March 2025

The features monzo offers are incredible, especially...

The features monzo offers are incredible, especially with their perks account. A free greggs treat every week, cinema tickets etc. And on top of that, a fantastic budgeting system in the form of pots that i can split my bills and spending into. They also offer me their monzo flex card with low APR and a laid back flexible re-paymemt scheme. Just brilliant overall! Reviewed on: 18th March 2025

Monzo the best bank since. well, ever.

Monzo was the first banking account I opened for myself when I moved over to the UK. They make everything, from everyday spending and savings, to understanding finances and banking easy and relatable for the everyday person. Reviewed on: 18th March 2025

Love Monzo!

Love Monzo!!!!! So easy and efficient - modern day banking Reviewed on: 18th March 2025

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