Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

I’ve been using a Monzo current account for a while...

I’ve been using a Monzo current account for a while now, and overall, it’s been a great experience. The sign-up process was incredibly smooth—just a few minutes on the app, a quick ID verification, and my account was ready to use. Within a couple of days, my bright coral Monzo debit card arrived, and I was good to go. One of my favorite features is the instant notifications. Every time I make a transaction, I get an immediate alert, which helps me stay on top of my spending. Plus, the ability to categorize expenses (like groceries, bills, or eating out) makes budgeting so much easier. I’ve even set up spending limits for different categories, which has helped me cut down on unnecessary purchases. Another highlight is the Savings Pots feature. I use it to put money aside for holidays, emergency funds, and even small treats. Since Monzo lets me round up transactions and save the spare change, I’ve built up a decent amount without even noticing. Reviewed on: 18th March 2025

Love it all!

Love their brand, social media and just the initiative banking app Reviewed on: 18th March 2025

Great Accessible bank

Great Accessible bank, view all outgoings and incomings at a press of a button! Being able to create pots and savings along with investments all in 1 app makes life so much easier! Reviewed on: 18th March 2025

Makes managing money easier...

I love that Monzo has pots and tells you how much you have spent in one day. It makes it much easier to manage your money. I also love how easy it is to split bills in groups. Reviewed on: 18th March 2025

They are super stars in every single way amaizing 36...

They are super stars in every single way amaizing 360 experience Reviewed on: 18th March 2025

I really love Monzo.

I really love Monzo. It is reinvented how banking works and I feel like it’s a bank that works for me. As opposed to more traditional model wear, I am somewhat detached from my money I like the fact that they add features like Mortgage integrations, cashback, investments, spending reviews, and useful integration into my other account so I can manage my money effectively all from a single place Reviewed on: 18th March 2025

Easy to use, great customer service.

Easy to use, great customer service. App is easy to navigate and I love the option of the savings pots which make visualising where you're money goes so much easier! Can see multiple accounts (across banks) on the app which really helps to streamline and make banking so simple. Reviewed on: 18th March 2025

Highly Recommend!

I have a monzo premium account and am amazed by the products and services you get for just £15 a month! And a funky metal card which doubles as a great ice scraper. Always banging on about how easy Monzo is to my friends and family and have got quite a few people to join and they're just as happy. 100% would recommend (to the point someone has asked me if I get commission.. how embarrassing) Reviewed on: 18th March 2025

Easy to use

Easy to access my funds and use different savings pits and features to have a good grasp on my money Reviewed on: 18th March 2025

Great bank, would recommend to family and friends

Great bank, would recommend to family and friends Reviewed on: 18th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debit Card (discontinued)
from Fineco Bank (inactive company) 3.81 from 1 reviews
Cash Account
from Bank of Scotland 4.02 from 55 reviews
Black account
from NatWest 4.11 from 234 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1140 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub