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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Easy, accesible and reasonable bank for everybody.

Easy, accesible and reasonable bank for everybody. Reviewed on: 18th March 2025

Monzo Changed the Way I Save and Spend!

Monzo Changed the Way I Save and Spend! When I first moved to the UK, I was completely lost when it came to banking. I didn’t really understand the difference between savings and current accounts, and I had no idea how to manage my money in a way that made sense for me. I knew I needed to save, but I just wasn’t sure how to go about it. Then I found Monzo, and honestly, it made everything so much easier. The app is super easy to use, and for the first time, I actually understood how my money was being managed. The way it explains each feature made it clear what I needed to do to start saving properly. The Savings Pots and round-up feature were a game-changer for me. Every time I spent money, Monzo rounded up the transaction and saved the extra change. It made me realize just how much those little amounts add up—and also made me think twice before spending unnecessarily. But my favorite feature? The Daily Savings plan. It takes a tiny, almost unnoticeable amount from my account every day, and by the end of the year, I have up to £650 saved without even thinking about it! Before Monzo, I was terrible at saving. Now, I’m actually excited to watch my savings grow effortlessly. If you struggle with managing money like I did, Monzo might just change everything for you too. Reviewed on: 18th March 2025

A bank that understand what its customers want and n...

A bank that understand what its customers want and need from a bank. A refreshing change from the tired and old High Street banks that have done little to develop with the times. Reviewed on: 18th March 2025

My Monzo card is great for everyday spending

My Monzo card is great when travelling abroad & for day to day spending - always gives me the best exchange rates and is easy to use. I love the round up feature for saving without even realising it! I have recently started saving in the app too as the interest rates are so good! Reviewed on: 18th March 2025

Glad I switched

I moved to Monzo from my main bank, and honestly, I wish I’d done it sooner! Super easy to use – The app is clear, intuitive, and makes managing money effortless. Great customer service – Anytime I’ve needed help, they’ve been quick, friendly, and actually useful. Switching was a breeze – No hassle at all, and I love how transparent everything is. It just makes banking so much simpler—I won’t be going back! Reviewed on: 18th March 2025

The app is intuitive and helps make me better at ma...

The app is intuitive and helps make me better at managing my money. Monzo are able to support my financial gaols by having a smart and safe app to use Reviewed on: 18th March 2025

Easy to understand banking

I love being spoken to like a human being - it makes banking less scary. I love that I can use my monzo abroad without incurring fees and that I've got great little pots from round-ups and to keep me money safe! Reviewed on: 18th March 2025

Brilliant bank

Have Monzo with Max upgrades - everything is very easy to understand and manage, even comes with fancy coloured cards (or even metal) which is a nice touch. Seems very secure also, never had any issues and their customer service is responsive and professional. Reviewed on: 18th March 2025

Great product and constantly developing with new off...

Great product and constantly developing with new offerings, brilliant addition of mortgage and pensions on top of the investment area. Reviewed on: 18th March 2025

Easy to set up, beginner friendly to world of banking

Easy to set up, really good opportunities to help save money and invest more wisely. As a new renter, it helps me visualise where my money is and the best way to manage it with ease and makes it less intimidating! Reviewed on: 18th March 2025

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