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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19112 reviews)

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4.93

Based on 19,112 reviews, last reviewed 26th Mar 2026

61467% increase in 5 star reviews

in the past 90 days

1400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I love how user-friendly Monzo is. I love how user-friendly Monzo is. It just makes the whole process of managing money so much easier being able to see allocated saving pots and also s... Read more Reviewed on: 26th March 2026

Latest lowest rating:

1

Raised a fraud request and was never refunded Raised a fraud request and was never refunded Reviewed on: 26th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19112)

I have banked exclusively with Monzo since October 2...

I have banked exclusively with Monzo since October 2021 and I have had nothing but a great experience. Ever since they revamped their subscription based account, it has offered me phenomenal value for money. Reviewed on: 11th March 2025

Fantastic bank, great offers, brilliant customer ser...

Fantastic bank, great offers, brilliant customer service, easy app Reviewed on: 11th March 2025

Easy to Use

Great bank efficient service easy to use and transfers our instant I am 75 years old Reviewed on: 11th March 2025

I love monzo been with them for so many years i am v...

I love monzo been with them for so many years i am very satisfied Reviewed on: 11th March 2025

Great to use, so user friendly.

Great to use, so user friendly. Makes high street banks look ancient! Reviewed on: 11th March 2025

A great service and brand.

A great service and brand. I like the options and the layout and it works really well for me. It is personalisable and it's great in a new technology world. Reviewed on: 11th March 2025

I have used monzo for a couple of years now and woul...

I have used monzo for a couple of years now and would never dream of changing current account provider. Reviewed on: 11th March 2025

Great app, communication and service.

Great app, communication and service. Never had a problem Reviewed on: 11th March 2025

Intuitive banking

Excellent app experience, easy to use, encourages financial education and easy to manage finances. Love the cashback offers and the Pot features. Reviewed on: 11th March 2025

Monzo’s banking app has transformed my finances.

Monzo’s banking app has transformed my finances. It is so easy to manage money within this app, to save and ringfence money and keep finances well organised. Reviewed on: 11th March 2025

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