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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is a game-changer.

5
Monzo is a game-changer. Moved from Revolut over to Monzo and switched to Monzo flex. It has been a fantastic decision. Reviewed on: 18th March 2025
Peter O's avatar
Peter O

Best UK bank on the market, simple, great marketing...

5
Best UK bank on the market, simple, great marketing and has everything you’d need Reviewed on: 18th March 2025
George N's avatar
George N

Game changer

5
I started a Monzo account on a whim, I soon realised that this was the most feature packed app and service I could have hoped for! I now have both of my kids (under 16) with their own Monzo accounts to handle pocked money and savings! Reviewed on: 18th March 2025
Steve B's avatar
Steve B

Amazing, hassle free online banking!

5
Amazing, hassle free online banking! Would recommend to anyone. Easy to set up, instant access to money and very user friendly. Always have great help from customer service and I love how they do saving challenges and have different 'pots' to set aside money for different saving goals. Reviewed on: 18th March 2025
Madeleine T's avatar
Madeleine T

Brilliant!

5
Fantastic communication, brilliant innovation, and most of all, a modern functional bank to support not just mine, but my whole family's finances. Reviewed on: 18th March 2025
Bull's avatar
Bull

Monzo provides easy banking

5
Monzo provides an easy banking experience, and the flexibility of the savings pots is ideal for building up savings for specific purposes, whether it is travel, home improvements or rainy days. Also being able to see other accounts, including mortgage, in one space is ideal. Reviewed on: 18th March 2025
E D P's avatar
E D P

Best current account for all my money needs in one p...

5
Best current account for all my money needs in one place Reviewed on: 18th March 2025
mdlf's avatar
mdlf

Everything is so easy to use and understand, even fo...

5
Everything is so easy to use and understand, even for someone as technologically challenged as me! Reviewed on: 18th March 2025
Min H's avatar
Min H

All good since I opened my account earlier this year...

4
All good since I opened my account earlier this year - helping me keep on track and save money with their helpful features Reviewed on: 18th March 2025
Nic FletcherHarrison's avatar
Nic FletcherHarrison

I have nothing to complain about Monzo.

5
I have nothing to complain about Monzo. Every time I needed, they were there for me in a efficient way. Reviewed on: 18th March 2025
Mayra L's avatar
Mayra L

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