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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Money made easy!

5
Monzo makes it easy to manage my money and track spending. Reviewed on: 18th March 2025
Will Trattles's avatar
Will Trattles

I got scammed but Monzo were fab! Not just Greg either

5
Honestly, I have always had a great experience with Monzo. I had an embarrasing situation happen to me regarding a scam.. even though ultimately it was not resolved because of Crypto the team was very kind and made me feel better about the issue as well as having updates that seemed to be more protecting of things like this such as the "double payment" notification. Brilliant. Also Greg from Linkedin told me I had to leave this review.. just kidding but this is what banking should be about. Easy to use and quick responsive, friendly assistance. Reviewed on: 18th March 2025
Nu DS's avatar
Nu DS

Easy to use app, great incentives for saving, easy c...

5
Easy to use app, great incentives for saving, easy credit options (Flex) Reviewed on: 18th March 2025
Ellen B's avatar
Ellen B

Highly recommended

5
Have used Monzo for over 6 years as a daily spending account, use abroad on holidays for great exchange rates, use of savings pots and roundup feature, app is really easy to use and transactions appear instantly, BACS payments can be accessed early, loads of great features and never had any issues with Monzo. Reviewed on: 18th March 2025
Euan's avatar
Euan

Great banking app that provides excellent visibility...

5
Great banking app that provides excellent visibility of spending habits and easy access to savings and investments. Reviewed on: 18th March 2025
DogVoteAdvocate's avatar
DogVoteAdvocate

Fantastic products

5
Monzo have been a fantastic bank and definitely help me manage my money and savings with ease. I love the new kids cards and investments, simply brilliant products. Reviewed on: 18th March 2025
James M's avatar
James M

ALWAYS MONZO

5
ALWAYS MONZO Always innovative, Monzo lead, whilst other banks follows. Always available to help with any queries. Always quick to advise of any account activity. Always confident that my accounts are secure. Reviewed on: 18th March 2025
Jacqueline U's avatar
Jacqueline U

Customer for 3 years, love Monzo!

5
Been with Monzo for 3 years now, cannot fault them - Great bank, great saving opportunities, and I use it everywhere I go internationally! Reviewed on: 18th March 2025
Stephen D's avatar
Stephen D

A bank for the 21st Century

5
I'm FULL Monzo - everything goes through them. Reviewed on: 18th March 2025
Jeremy's avatar
Jeremy

It was best decision to start monzo account and they...

5
It was best decision to start monzo account and they have never given a chance to think otherwise. Simbly the Damn best. The way it's setup makes your life easier. App is so user friendly and puts other banking apps to shame. Keep up the great work. Proud to be with Monzo.. Reviewed on: 18th March 2025
Peter Joseph's avatar
Peter Joseph

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