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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Monzo provides easy banking

Monzo provides an easy banking experience, and the flexibility of the savings pots is ideal for building up savings for specific purposes, whether it is travel, home improvements or rainy days. Also being able to see other accounts, including mortgage, in one space is ideal. Reviewed on: 18th March 2025

Best current account for all my money needs in one p...

Best current account for all my money needs in one place Reviewed on: 18th March 2025

Everything is so easy to use and understand, even fo...

Everything is so easy to use and understand, even for someone as technologically challenged as me! Reviewed on: 18th March 2025

All good since I opened my account earlier this year...

All good since I opened my account earlier this year - helping me keep on track and save money with their helpful features Reviewed on: 18th March 2025

I have nothing to complain about Monzo.

I have nothing to complain about Monzo. Every time I needed, they were there for me in a efficient way. Reviewed on: 18th March 2025

Monzo is a excellent!

Monzo is a excellent for managing your money seeing what is getting paid out and paid in. Stands out from the average bank! Reviewed on: 18th March 2025

It frightens me that all the other banks aren't tryi...

It frightens me that all the other banks aren't trying to follow your model! When I think of banks I generally think of hassle and chaos but you have made banking so much easier to understand and something I no longer find a chore. Can you start doing mortgages as well please Reviewed on: 18th March 2025

Very easy to set up account...

Very easy to set up account and was able to use it straight away. Current account switch was the smoothest I’ve experienced. Reviewed on: 18th March 2025

Best banking app really easy to use, also helps savi...

Best banking app really easy to use, also helps saving with and managing finances with many saving options and also their pots option. Reviewed on: 18th March 2025

Monzo: Getting involved with your money.

Monzo has been a great experience and has gotten me more involved with my finances. I would argue a standard bank I would look at my account maximum twice a month, Monzo has me checking it almost daily. It's given me more control and flexibility over my money whilst doing it all in a nifty app. Reviewed on: 18th March 2025

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