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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19107 reviews)

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4.93

Based on 19,107 reviews, last reviewed 26th Mar 2026

61333% increase in 5 star reviews

in the past 90 days

1300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

High technical systems which allow payments to be pr... High technical systems which allow payments to be processed early and offer various goods incentives such as double pay and promote saving Reviewed on: 26th March 2026

Latest lowest rating:

1

Closed account for no reason Closed account for no reason then held my money Reviewed on: 26th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19107)

I find the app extremely useful way and quick to use..

I find the app extremely useful way and quick to use with instant notifications. I find it also to be very modern unlike other high street banks. Reviewed on: 11th March 2025

Amazing tools for budgeting with the pots and credit...

Amazing tools for budgeting with the pots and credit checks as well as saving schemes such as the 1p scheme which allows you to easily save for big events Reviewed on: 11th March 2025

Been with monzo for a few years now and have just go...

Been with monzo for a few years now and have just got one of the new kids accounts for my son. One of the only banks where both my husband and I can add money and monitor an account for our kids, excellent. I love the pots and the encouragements to start small investments, really helpful and informative additional information that makes it all a bit less scary. Reviewed on: 11th March 2025

Monzo ahead of the curve for online banking

Monzo are incredible, In the world of everything moving on line Monzo are definitely way ahead of the curve. Their banking app is beautifully designed and extremely easy to use with lots of very useful features Reviewed on: 11th March 2025

Smooth and easy

Smooth, never a problem with app. When have had a question always quick to respond and resolve. Reviewed on: 11th March 2025

9 year Monzo user

Been using Monzo for 9 years now and never had an issue, very easy to manage money as well as income and outgoings. Flex credit line has been incredibly useful too in managing unexpected bills and larger payments. Reviewed on: 11th March 2025

Monzo Review

Love monzo! Good experience! Always recommend Reviewed on: 11th March 2025

I love the cash back and no foreign currency convers...

I love the cash back and no foreign currency conversion fees. Reviewed on: 11th March 2025

Easy to use and save.

Easy to use and save. Pots make budgeting easy and great for saving too Reviewed on: 11th March 2025

They were the first bank to offer me a bank...

They were the first bank to offer me a bank account Reviewed on: 11th March 2025

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