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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Fantastic products

Monzo have been a fantastic bank and definitely help me manage my money and savings with ease. I love the new kids cards and investments, simply brilliant products. Reviewed on: 18th March 2025

ALWAYS MONZO

ALWAYS MONZO Always innovative, Monzo lead, whilst other banks follows. Always available to help with any queries. Always quick to advise of any account activity. Always confident that my accounts are secure. Reviewed on: 18th March 2025

Customer for 3 years, love Monzo!

Been with Monzo for 3 years now, cannot fault them - Great bank, great saving opportunities, and I use it everywhere I go internationally! Reviewed on: 18th March 2025

A bank for the 21st Century

I'm FULL Monzo - everything goes through them. Reviewed on: 18th March 2025

It was best decision to start monzo account and they...

It was best decision to start monzo account and they have never given a chance to think otherwise. Simbly the Damn best. The way it's setup makes your life easier. App is so user friendly and puts other banking apps to shame. Keep up the great work. Proud to be with Monzo.. Reviewed on: 18th March 2025

Monzo is a game-changer.

Monzo is a game-changer. Moved from Revolut over to Monzo and switched to Monzo flex. It has been a fantastic decision. Reviewed on: 18th March 2025

Best UK bank on the market, simple, great marketing...

Best UK bank on the market, simple, great marketing and has everything you’d need Reviewed on: 18th March 2025

Game changer

I started a Monzo account on a whim, I soon realised that this was the most feature packed app and service I could have hoped for! I now have both of my kids (under 16) with their own Monzo accounts to handle pocked money and savings! Reviewed on: 18th March 2025

Amazing, hassle free online banking!

Amazing, hassle free online banking! Would recommend to anyone. Easy to set up, instant access to money and very user friendly. Always have great help from customer service and I love how they do saving challenges and have different 'pots' to set aside money for different saving goals. Reviewed on: 18th March 2025

Brilliant!

Fantastic communication, brilliant innovation, and most of all, a modern functional bank to support not just mine, but my whole family's finances. Reviewed on: 18th March 2025

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