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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Great bank 10/10, loved every second with Monzo

Great bank 10/10, loved every second with Monzo Reviewed on: 18th March 2025

I have never had any issues whilst banking with Monzo.

I have never had any issues whilst banking with Monzo. I moved to Monzo to help me split my casual spending money and my bills and this has worked wonderfully. The different pots have helped me separate money and keep a track of what's going where. Having the countdown to the date payments are going out also makes it easier to manage direct debits etc. I'm also taking part in the 1p challenge set up by Monzo, which is a great way for me to add a little extra savings. Reviewed on: 18th March 2025

The Monzo app is super easy to use

The Monzo app is super easy to use making banking quick and painless, the pots are a great way to manage my money and the savings accounts are also managed through app so I can transfer money instantly, it was also easy to open the account. Reviewed on: 18th March 2025

Teaching adults how to budget

I love Monzo. I was a kid who was never taught to manage money, who became an adult who was terrible at managing my money. I was constantly living in a deficit and had raked up some credit card debt. Monzo has taught me how to live within a budget thanks to it's really helpful pot system. The app is so easy to use and I feel much more in control of my finances. I also love that I can't access my savings accounts for 24hrs as it makes me consider if I really need to spend the money and most of the time I don't. Reviewed on: 18th March 2025

A bank that helps

They've helped me gain control of my finances and make me not dread looking at my balance, not due to me not having enough money, but the friendlyness of the company pulls you in. They teach you about your finances and help you spot where you're spending most. They help you save and invest, plus with the premium accounts have great deals such as a railcard for free. Reviewed on: 18th March 2025

Money made easy!

Monzo makes it easy to manage my money and track spending. Reviewed on: 18th March 2025

I got scammed but Monzo were fab! Not just Greg either

Honestly, I have always had a great experience with Monzo. I had an embarrasing situation happen to me regarding a scam.. even though ultimately it was not resolved because of Crypto the team was very kind and made me feel better about the issue as well as having updates that seemed to be more protecting of things like this such as the "double payment" notification. Brilliant. Also Greg from Linkedin told me I had to leave this review.. just kidding but this is what banking should be about. Easy to use and quick responsive, friendly assistance. Reviewed on: 18th March 2025

Easy to use app, great incentives for saving, easy c...

Easy to use app, great incentives for saving, easy credit options (Flex) Reviewed on: 18th March 2025

Highly recommended

Have used Monzo for over 6 years as a daily spending account, use abroad on holidays for great exchange rates, use of savings pots and roundup feature, app is really easy to use and transactions appear instantly, BACS payments can be accessed early, loads of great features and never had any issues with Monzo. Reviewed on: 18th March 2025

Great banking app that provides excellent visibility...

Great banking app that provides excellent visibility of spending habits and easy access to savings and investments. Reviewed on: 18th March 2025

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