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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I've been a monzo user for nearly 10 years!

5
I've been a monzo user for nearly 10 years! I've always had a great experience, from the first instance of their personalised customer service chat options and having the bright coral cards arrived to the Monzo Wrapped - they really know how to delight and surprise their customers. Not only that but as their offerings grew it's allowed me better visibility into my banking, investments and savings, easily allows me to save for things like car insurance every month with pots to avoid having to "poverty tax" on high price products that I'd otherwise have to pay more for monthly. As a MAX customer, I love the lounge access, greggs goodies and pizza express discount as well as the ability to insure, invest and save in a meaningful way. It feels like Monzo is the perfect bank for me, balancing silly and fun with serious banking. Perfect! Reviewed on: 18th March 2025
rebeccaross's avatar
rebeccaross

marketing moguls

5
Monzo are a fresh approach to banking and somehow manage to make it fun?! Super easy to use and the marketing is gold. super accessible and some great features and functionality in the app. Would recommend to all. Reviewed on: 18th March 2025
Matt A's avatar
Matt A

Monzo - most functional and useful bank account

5
I love Monzo, they provide a brilliant app, with all the smartest features that are way ahead of the account services that other high street banks offer online. Hands down the best bank account I have. Reviewed on: 18th March 2025
DaytonaNut's avatar
DaytonaNut

Very flexible bank, always making my day on Linkedn...

5
Very flexible bank, always making my day on Linkedn better., their challenges make you save money . THE BEST Reviewed on: 18th March 2025
Rossana 's avatar
Rossana

I love Monzo!

5
I love Monzo! I have converted four friends to it. I love the spending insights, cashaback, pots, how easy it is to spend abroad etc. Reviewed on: 18th March 2025
Ella C's avatar
Ella C

Great all round bank, better service than those with...

5
Great all round bank, better service than those with UK branches Reviewed on: 18th March 2025
SH's avatar
SH

Happy long time customer!

5
I have been using Monzo for quite a long time now, and always find it faultless. The app is easy to use, I love the different ways it helps you save money and the customer service is great. Reviewed on: 18th March 2025
Katie H's avatar
Katie H

Great platform.

5
Great platform. Everything at your fingertips. Live updates, secure and intuitive UI. Reviewed on: 18th March 2025
Steven's avatar
Steven

Nothing compares to Monzo

5
I started banking with Monzo about 8 years ago, and never looked back. The banking experience I’ve had with them has only continued to improve with new services. They are echelons ahead of other banks - progressive and always embracing change. As someone with a hideous spending habit history, Monzo have enabled me to take control of my finances, and put my eggs in loads of different baskets. I’ll never stop recommending them. Reviewed on: 18th March 2025
Fern C's avatar
Fern C

Good rate for international travel.

5
Good rate for international travel. App easy to use. Reviewed on: 18th March 2025
Jimmy Au's avatar
Jimmy Au

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