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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Great all round bank, better service than those with...

Great all round bank, better service than those with UK branches Reviewed on: 18th March 2025

Happy long time customer!

I have been using Monzo for quite a long time now, and always find it faultless. The app is easy to use, I love the different ways it helps you save money and the customer service is great. Reviewed on: 18th March 2025

Great platform.

Great platform. Everything at your fingertips. Live updates, secure and intuitive UI. Reviewed on: 18th March 2025

Nothing compares to Monzo

I started banking with Monzo about 8 years ago, and never looked back. The banking experience I’ve had with them has only continued to improve with new services. They are echelons ahead of other banks - progressive and always embracing change. As someone with a hideous spending habit history, Monzo have enabled me to take control of my finances, and put my eggs in loads of different baskets. I’ll never stop recommending them. Reviewed on: 18th March 2025

Good rate for international travel.

Good rate for international travel. App easy to use. Reviewed on: 18th March 2025

Max plan and benefits

Monzo has fantastic options for paid current accounts such as Max, with the benefits greatly outweighing the monthly cost (breakdown cover, phone insurance, discounts and freebies). The app is incredibly user friendly and so much more modern and intuitive than the traditional banks versions. Reviewed on: 18th March 2025

Have been a customer for many years, highly recommend

Have been a customer for many years and rate the company for uk and abroad useage. Love newer features like the savings pots, penny challenges Reviewed on: 18th March 2025

Monzo has changed the way I bank, the easy to use ap...

Monzo has changed the way I bank, the easy to use app gives me so much transparency with my money. I used to hate checking my account balance, but now I have so much more awareness for where my spending is going and how I can budget for the future because of the handy budgeting tools and categorisation of my spend. The ability to send money so easily has made the admin of paying people back far easier. I also appreciate the additional security measures they recently introduced for large transfers, introducing 2-step checks to ensure my money is safe. Reviewed on: 18th March 2025

The app is easy to navigate and they have a good soc...

The app is easy to navigate and they have a good social media presence Reviewed on: 18th March 2025

An easy "Yes"

When I moved to the UK, I had to start from scratch—including setting up a bank account. They were eager to help me settle in quickly, getting everything set up in under a week without me even stepping foot in a branch. They’ve since become my go-to bank, even managing to make me laugh with their end-of-year wrap-up of my transactions! Reviewed on: 18th March 2025

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