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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo are one of the best most innovative banks that...

5
Monzo are one of the best most innovative banks that allow you to be ahead of the curb Reviewed on: 18th March 2025
Richard 's avatar
Richard

No complaints at all!

5
No complaints at all! The product is great and easy to use, has a number of features that you can pay for, and is also good for use abroad. Reviewed on: 18th March 2025
Samuel S's avatar
Samuel S

Personal analytics like no other bank.

5
Personal analytics like no other bank. You essentially have a financial advisor in your pocket Reviewed on: 18th March 2025
Psyan's avatar
Psyan

Great account for travel & they keep things simple

5
Love that I can use my card abroad fee free and with confidence that I'll get the best exchange rate on the day. The platform is also really simple to use and information is easy to understand Reviewed on: 18th March 2025
Anonymous's avatar
Anonymous

It stands out!

5
Monzo’s current account stands out for its exceptional UX/UI, making banking effortless and intuitive. The app is sleek, easy to navigate, and packed with useful features, from instant notifications to smart budgeting tools. It seamlessly integrates with Monzo’s other services, such as Flex for spreading payments and savings accounts for better money management, creating a cohesive and convenient banking experience. Whether you’re tracking spending, setting aside savings, or managing credit, Monzo’s ecosystem feels smooth and well-connected, making it one of the best digital banking options available. Reviewed on: 18th March 2025
Mariana's avatar
Mariana

Great customer service and benefits of banking with...

5
Great customer service and benefits of banking with them. Reviewed on: 18th March 2025
Holly F's avatar
Holly F

Monzo is great

5
Monzo is the easiest bank to use once I transferred over from metro they have been my only bank for a few years now and I don’t plan on ever changing from Monzo. The account offers easy access savings to gain interest and take out whenever you like or put it away and save, their flex credit card is great, it allows pay in 3 or add the payments onto the card and pay at a later date and they help you if you aren’t able to pay it off. Reviewed on: 18th March 2025
MM's avatar
MM

Great product

5
Awesome experience and a must have Reviewed on: 18th March 2025
Pranay A's avatar
Pranay A

Excellent extras

5
I have had my Monzo account for 5 years and have never been more satisfied with a provider. Getting paid a working day early and be able to use my card abroad with out fees are fantastic bonuses, especially for a free account! Reviewed on: 18th March 2025
Simon M's avatar
Simon M

Simple set up with easy to access to App

5
Simple set up with easy to access transfer methods between other accounts. Round up savings are seamless with a lot of the industry matching the same. App is intuitive and easy to access - would highly recommend Reviewed on: 18th March 2025
Gareth's avatar
Gareth

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