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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo gives me financial superpowers

5
Monzo makes it so easy to have an overview of my monthly spending. I feel really in control of what’s happening and I’ve even been able to save move thanks to the clarity I have around income and outgoings. Reviewed on: 18th March 2025
stuart m's avatar
stuart m

I have been a monzo customer for years and I love th...

5
I have been a monzo customer for years and I love the virtual cards option. It gives me confidence to ship online knowing I can just cancel it anytime and not have inconvenience of having to wait for a new card. Reviewed on: 18th March 2025
Emily K's avatar
Emily K

I love my Monzo account!

5
I love my Monzo account! Super easy to use, encouraging to save, great interest rates on my savings account too. Love all the little perks I get with Max. Reviewed on: 18th March 2025
Meg A's avatar
Meg A

I love Monzo!

5
It's very good value for money and incredibly simple! Reviewed on: 18th March 2025
Nergis O's avatar
Nergis O

A lovely online bank.

5
They make sure I am spending mindfully with the spending insights and have a nice interface for the app. I also love their LinkedIn. Reviewed on: 18th March 2025
Umer A's avatar
Umer A

Fabulous banking!

5
I would and do recommend Monzo to anyone. It’s such an easy banking app to use and fabulous savings options. Reviewed on: 18th March 2025
Bethan J's avatar
Bethan J

Monzo meaning superhero of fintech

5
Monzo Bank is, in my opinion, the true superhero of the fintech universe. Their innovation, customer-centric approach, and seamless banking experience set them apart from the rest. I hope this vote helps them get the cape they truly deserve! Reviewed on: 18th March 2025
Eray O's avatar
Eray O

Best Bank / Budgeting App!

5
I love the budgeting tools on Monzo, especially how I can connect all my external bank accounts and monitor my spending altogether in the Monzo app. Fuss-free, no spreadsheet needed! I also enjoy the adorable graphics and in-app customisation that helps me feel more connected to my bank account. Weird concept to talk about, I know, but it actually motivates me to check my account and spending budget every single day! Reviewed on: 18th March 2025
Lil's avatar
Lil

Good product and value

5
Good product and value. The mobile experience, user journeys are smooth and seamless. Reviewed on: 18th March 2025
Omer Mustafa's avatar
Omer Mustafa

Great experience

5
It provides whatever you need from a bank without any hassle. They are concise and easy to reach out. I switched from a high street bank to them and I just wish that I had done that way earlier. Reviewed on: 18th March 2025
EVT's avatar
EVT

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