Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Fabulous banking!

I would and do recommend Monzo to anyone. It’s such an easy banking app to use and fabulous savings options. Reviewed on: 18th March 2025

Monzo meaning superhero of fintech

Monzo Bank is, in my opinion, the true superhero of the fintech universe. Their innovation, customer-centric approach, and seamless banking experience set them apart from the rest. I hope this vote helps them get the cape they truly deserve! Reviewed on: 18th March 2025

Best Bank / Budgeting App!

I love the budgeting tools on Monzo, especially how I can connect all my external bank accounts and monitor my spending altogether in the Monzo app. Fuss-free, no spreadsheet needed! I also enjoy the adorable graphics and in-app customisation that helps me feel more connected to my bank account. Weird concept to talk about, I know, but it actually motivates me to check my account and spending budget every single day! Reviewed on: 18th March 2025

Good product and value

Good product and value. The mobile experience, user journeys are smooth and seamless. Reviewed on: 18th March 2025

Great experience

It provides whatever you need from a bank without any hassle. They are concise and easy to reach out. I switched from a high street bank to them and I just wish that I had done that way earlier. Reviewed on: 18th March 2025

Monzo are one of the best most innovative banks that...

Monzo are one of the best most innovative banks that allow you to be ahead of the curb Reviewed on: 18th March 2025

No complaints at all!

No complaints at all! The product is great and easy to use, has a number of features that you can pay for, and is also good for use abroad. Reviewed on: 18th March 2025

Personal analytics like no other bank.

Personal analytics like no other bank. You essentially have a financial advisor in your pocket Reviewed on: 18th March 2025

Great account for travel & they keep things simple

Love that I can use my card abroad fee free and with confidence that I'll get the best exchange rate on the day. The platform is also really simple to use and information is easy to understand Reviewed on: 18th March 2025

It stands out!

Monzo’s current account stands out for its exceptional UX/UI, making banking effortless and intuitive. The app is sleek, easy to navigate, and packed with useful features, from instant notifications to smart budgeting tools. It seamlessly integrates with Monzo’s other services, such as Flex for spreading payments and savings accounts for better money management, creating a cohesive and convenient banking experience. Whether you’re tracking spending, setting aside savings, or managing credit, Monzo’s ecosystem feels smooth and well-connected, making it one of the best digital banking options available. Reviewed on: 18th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

M Plus account
from Virgin Money 4.32 from 33 reviews
Graduate Current Account
from Bank of Ireland 0.00 from 0 reviews
Current Account
from Post Office 3.60 from 4 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1140 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub