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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19084 reviews)

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4.93

Based on 19,084 reviews, last reviewed 26th Mar 2026

60700% increase in 5 star reviews

in the past 90 days

1000% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have everything with Monzo, perfect! I have everything with Monzo: personal and joint accounts, kids accounts, pension, savings accounts, a loan, investments & savings and more.Never has ... Read more Reviewed on: 26th March 2026

Latest lowest rating:

2

Not happy with service They never approve me for a benefits account. Reviewed on: 26th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19084)

Best experience as a current account customer

Best experience as a current account customer Reviewed on: 11th March 2025

I get my banking, my travel and phone insurance and...

I get my banking, my travel and phone insurance and my train tickets in the one place. Plus I used to be a monzonaught so I'll be here forever. Reviewed on: 11th March 2025

I think it’s a really innovative bank helping with f...

I think it’s a really innovative bank helping with finance planning and the little hints make things easier too! Reviewed on: 11th March 2025

Perfect for budgeting!

Perfect for budgeting! And spending abroad :) Reviewed on: 11th March 2025

Banking of the future

A very intuitive banking app that makes managing money, expenses and savings easy and enjoyable! Reviewed on: 11th March 2025

Monzo helping me save money!

I love Monzo for a lot of different reason mostly though because of the ability for me to save money. This is because of the savings pots the money spend graphs etc Reviewed on: 11th March 2025

Monzo makes banking easier

Monzo makes banking easier, with clear transparent transactions it encourages mindful spending and budgeting Reviewed on: 11th March 2025

Wouldn’t go back to any normal bank!

Wouldn’t go back to any normal bank! So easy to use the app, super quick to reply to and issues or queries and I absolutely love the pots feature. Makes sorting money and budgeting so much easier Reviewed on: 11th March 2025

Simple to use & value for money

It's really simple to use and they have great options for their paid current accounts. Becoming a perks member has been well worth the money so far & I'm only 2 months in! Reviewed on: 11th March 2025

The future of banking

Very intuitive interface with regular updates. Great features for helping you save and manage your money. Customer service has helped me seamlessly when I needed to raise my transfer limit, and when I suspected fraud. The only thing that threw me off was when I tried to get an account for my wife. She was told she’d, I quote, “never ever have an account and we can’t share why”. Reviewed on: 11th March 2025

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