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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Monzo makes it so easy to manage your money!

Monzo makes it so easy to manage your money and make transfers. I love the ability to put money into 'pots' so you can plan and save better, and the ease of doing everything online rather than having to make a phone-call or go in-branch. Keep doing what you're doing! Reviewed on: 18th March 2025

Monzo is banking done right!

Monzo is banking done right! It is slick, quick and hustle free. Their mobile app and customer service is top tear. I have recently subscribed to Monzo Max and the benefits they offer are unreal, including all the insurance and coverage packages Reviewed on: 18th March 2025

Always great, not had a problem.

Always great, not had a problem. Love the insights Reviewed on: 18th March 2025

User friendly, great interface, truly focused on cus...

User friendly, great interface, truly focused on customer experience and everything is very clear in app. Reviewed on: 18th March 2025

Great product

Great product, always has been, been using it for about 10 years and love love love it. So easy to use, simple and digital Reviewed on: 18th March 2025

Monzo gives me financial superpowers

Monzo makes it so easy to have an overview of my monthly spending. I feel really in control of what’s happening and I’ve even been able to save move thanks to the clarity I have around income and outgoings. Reviewed on: 18th March 2025

I have been a monzo customer for years and I love th...

I have been a monzo customer for years and I love the virtual cards option. It gives me confidence to ship online knowing I can just cancel it anytime and not have inconvenience of having to wait for a new card. Reviewed on: 18th March 2025

I love my Monzo account!

I love my Monzo account! Super easy to use, encouraging to save, great interest rates on my savings account too. Love all the little perks I get with Max. Reviewed on: 18th March 2025

I love Monzo!

It's very good value for money and incredibly simple! Reviewed on: 18th March 2025

A lovely online bank.

They make sure I am spending mindfully with the spending insights and have a nice interface for the app. I also love their LinkedIn. Reviewed on: 18th March 2025

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