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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great all you need bank

5
Opened my account in 2021 and everything I do financially goes through Monzo - a great all you need bank. Reviewed on: 18th March 2025
Paula 's avatar
Paula

24 hour customer service is a god send, and the app...

5
24 hour customer service is a god send, and the app is way ahead of its time Reviewed on: 18th March 2025
Spencer B's avatar
Spencer B

Monzo for the win

5
Monzo is by far the easiest online banking tool to use, need to send money? use Monzo, don't have there bank details? use Monzo search tool. Want a cheeky free sausage roll from Greg's on a Tuesday? sign up to Monzo plus (I think that's what its called) Reviewed on: 18th March 2025
Emma H's avatar
Emma H

My experience with monzo has been amazing!

5
My experience with monzo has been great, the customer service and customer chat is always available, i got scammed one and i was able to freeze my card immediatly, i love that i can make so many saving pods, and they have increased my credit limit to 500£ after 3 months of use, it is just a perfect bank. i highly reccomend. waiting to win that 1000£ :) Reviewed on: 18th March 2025
Habba z's avatar
Habba z

Great banking experience, competitive interest rates...

5
Great banking experience, competitive interest rates on saving accounts, and a great user interface, easy to transfer money to friends etc. Reviewed on: 18th March 2025
Lauren's avatar
Lauren

It’s been helpful using pots to manage my money.

5
It’s been helpful using pots to manage my money. I like monzo a lot. Very user friendly and intuitive to use. I recommend to everyone looking for a bank. Reviewed on: 18th March 2025
Maxine L's avatar
Maxine L

Monzo is great

5
Never had a problem with Monzo. Love their brightly coloured card, even managed to get a nice pink one. Reviewed on: 18th March 2025
Lauren D's avatar
Lauren D

Nothing is ever too much trouble so easy to deal...

5
Nothing is ever too much trouble so easy to deal with Reviewed on: 18th March 2025
Andree A's avatar
Andree A

Brilliant and seamless.

5
Brilliant and seamless. Customer-centric banking is the future! Reviewed on: 18th March 2025
Josh T's avatar
Josh T

Very user friendly

5
Very user friendly, and it makes banking fun which is I'm sure not a statement that has been used often! Reviewed on: 18th March 2025
Projectainsley's avatar
Projectainsley

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