Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19082 reviews)

View other Monzo products

4.93

Based on 19,082 reviews, last reviewed 26th Mar 2026

60633% increase in 5 star reviews

in the past 90 days

1000% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They make banking incredibly simple, and the ease of... They make banking incredibly simple, and the ease of use and access makes me more aware and responsible with my money. Reviewed on: 26th March 2026

Latest lowest rating:

2

Not happy with service They never approve me for a benefits account. Reviewed on: 26th March 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19082)

Easy and modern I like the pots and how you can have...

Easy and modern I like the pots and how you can have all visibility in 1 place. Reviewed on: 11th March 2025

Stunning Service

Great customer Service with a wide range of products. The latest 1p challenge is a great way to get people saving without having to think about it!! Reviewed on: 11th March 2025

Great bank.

Great bank. Nice and easy to use. Reviewed on: 11th March 2025

Super easy and intuitive product!

Super easy and intuitive product! Reviewed on: 11th March 2025

Monzo is a good current account.

Monzo is a good current account. I use it daily for transactions, receiving monthly salary and direct debits Reviewed on: 11th March 2025

An amazing banking partner.

An amazing banking partner. Notification timing are perfect. Daily account management is very easy. Flex is really amazing. Easy to pay back and real time credit balance. Reviewed on: 11th March 2025

Back and forth battle, Monzo is on top

Switch back and forth between bank, started with Monzo, went to starling, then to chase. Now back to Monzo. Monzo as a current account has made life easier, referring friend and bringing them on board. Monzo makes managing your money easier. Being able to salary sort for every month and have a clear indication of where my moneys going. I’m hoping Monzo brings out key features the Apple Card introduced in the US. Monzo does everything your current bank does only better and more importantly values its customers Reviewed on: 11th March 2025

Monzo is inniatotive and easy

Monzo is so easy and all on your phone, you can easily freeze cards and see all your spending and categories it. There are loads of FAQ online and a helpful chat function for any issues. I have a current account and join account and you can track all your bills and move money between accounts. The features allow you to see how much money you will have left for the month after all your outgoings helping you to budget. Reviewed on: 11th March 2025

Best experience as a current account customer

Best experience as a current account customer Reviewed on: 11th March 2025

I get my banking, my travel and phone insurance and...

I get my banking, my travel and phone insurance and my train tickets in the one place. Plus I used to be a monzonaught so I'll be here forever. Reviewed on: 11th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select current account
from RBS 4.18 from 123 reviews
Graduate Current Account
from RBS 3.74 from 11 reviews
Current account
from Weatherbys Private Bank 0.00 from 0 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 921 reviews
Flex Purchase credit card
from Monzo 4.97 from 3085 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub