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Monzo: Current account reviews

4.85
Based on 19,421 reviews, last reviewed 19th Jun 2026
66% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026
Rachel W's avatar
Rachel W

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19421)

It’s been helpful using pots to manage my money.

5
It’s been helpful using pots to manage my money. I like monzo a lot. Very user friendly and intuitive to use. I recommend to everyone looking for a bank. Reviewed on: 18th March 2025

Monzo is great

5
Never had a problem with Monzo. Love their brightly coloured card, even managed to get a nice pink one. Reviewed on: 18th March 2025

Nothing is ever too much trouble so easy to deal...

5
Nothing is ever too much trouble so easy to deal with Reviewed on: 18th March 2025

Brilliant and seamless.

5
Brilliant and seamless. Customer-centric banking is the future! Reviewed on: 18th March 2025

Very user friendly

5
Very user friendly, and it makes banking fun which is I'm sure not a statement that has been used often! Reviewed on: 18th March 2025

Very easy to use and makes managing my money less fo...

5
Very easy to use and makes managing my money less formal Reviewed on: 18th March 2025

The easiest banking app to use

5
The easiest banking app to use, whether for bill payment splitting/transferring, or free card use in Europe. Reviewed on: 18th March 2025

Pretty flawless, intuitive UX and easy to understand

5
Pretty flawless, intuitive UX and easy to understand Reviewed on: 18th March 2025

It’s brilliant UI , ease of use and UX has made me f...

5
It’s brilliant UI , ease of use and UX has made me fall in love with it again and again Reviewed on: 18th March 2025

honest and clear.

5
honest and clear. Everything you've ever wanted in a bank Reviewed on: 18th March 2025

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