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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank, makes it very easy to use and has good i...

5
Great bank, makes it very easy to use and has good incentives for saving money Reviewed on: 18th March 2025
Jamie S's avatar
Jamie S

Love Monzo.

5
Love Monzo. Great app, good customer service. Simple and it just works. Reviewed on: 18th March 2025
Solmar's avatar
Solmar

We love Monzo as a family, its so easy to see all ou...

5
We love Monzo as a family, its so easy to see all our money across different branches and i reccomend it to everyone i talk to about banking Reviewed on: 18th March 2025
Luke B's avatar
Luke B

An honest bank that does things in an instant.

5
An honest bank that does things in an instant. Reviewed on: 18th March 2025
Daniel B's avatar
Daniel B

I’ve been with mozno since 2016, never had an issue...

5
I’ve been with mozno since 2016, never had an issue with them. It’s great to use in the UK and abroad with no extra cost and very good exchange rates. Saving pots are great and the app overall is very user friendly Reviewed on: 18th March 2025
Hubert Bazak's avatar
Hubert Bazak

Streets ahead of the high street

5
Amazing app and bank - streets ahead of the high street. Very convenient for travel and easy to use. Great for tracking spending habits, mortgage payments and paying back friends / splitting bills all in one place. Reviewed on: 18th March 2025
Todd 's avatar
Todd

I have been with Monzo for more than 8 years.

5
I have been with Monzo for more than 8 years. At first I was a little sceptical of a new bank but over time I have transitioned all my banking to Monzo along with my wife and I's joint current account. We are both paid members and the perks are fantastic with little querk that you don't even realise that you have! Customer service is excellent l with most queries answered or resolved within hours with no daft on hold music and waiting on agents. We have recently got other family members using Monzo, with some using it solely as a travel bank for the best exchange rates when abroad. I look forward to seeing what the future has in store for Monzo and I will certainly be at the forefront of this. Reviewed on: 18th March 2025
Ross L's avatar
Ross L

Best option for students trying to live on a budget

5
Best option for students trying to live on a budget. Very easy to use, intuitive and the round up function is a great way to save some money on the go. Reviewed on: 18th March 2025
Carolina Silva's avatar
Carolina Silva

Love love love

5
I’ve never had any issues with Monzo. I love the pots and the partner savings account & also set up my business bank account with Monzo too Reviewed on: 18th March 2025
Ellena O's avatar
Ellena O

Good online banking would recommend

4
Good online banking would recommend Reviewed on: 18th March 2025
Molka's avatar
Molka

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