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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I have had an account with Monzo for several years a...

5
I have had an account with Monzo for several years and I can honestly say that your bank is simply THE BEST!!! Reviewed on: 18th March 2025
Elena L's avatar
Elena L

simple and effective banking

5
I have now banked with Monzo for over 6 years. And they have made banking so easy and simple. It's strange to think why banking before was ever so complicated to begin with. I have now closed all my other bank accounts and just use Monzo. Reviewed on: 18th March 2025
Lulu S's avatar
Lulu S

Great app, love the round ups, the pots, the 1p chal...

5
Great app, love the round ups, the pots, the 1p challenge, the minimalist card design but bold colour. Great bank. Reviewed on: 18th March 2025
Alison s's avatar
Alison s

The app is excellent, easy to manage all your funds...

5
The app is excellent, easy to manage all your funds Reviewed on: 18th March 2025
Facundo P's avatar
Facundo P

I've been with Monzo for years and i can't fault them.

5
I've been with Monzo for years and i can't fault them. The app is amazing and it helps me to keep on top of my expenses. Would recommend. Reviewed on: 18th March 2025
Darryll B's avatar
Darryll B

Good job monzo

5
Had an account with them a while and now got savings and a credit account with them. They’ve been wonderful - no complaints. Also hilarious on social media Reviewed on: 18th March 2025
Hilz's avatar
Hilz

It is the best bank I have used since I move to the UK.

5
It is the best bank I have used since I move to the UK. Everything is easy, the app is user friedly and the support team is always easy to contact Reviewed on: 18th March 2025
Steven 's avatar
Steven

Really great!

5
Really great! Customer service is fantastic and the product is great to use! I’m so glad I switched over Reviewed on: 18th March 2025
Corryn L's avatar
Corryn L

Not a single issue in 10 years.

5
Not a single issue in 10 years. I've used the built-in tools to get financially stable and increase my credit score - I've also manged to start saving thanks to them! Even doing something simple like getting a specific range of statements, or using my card abroad without having to worry about getting money converted before I go has been amazing. Their built-in security tools and rules regarding payments are also amazing. I couldn't recommend Monzo more so far I've brought over 4 people to Monzo and they love it too. Reviewed on: 18th March 2025
MrDKOz's avatar
MrDKOz

Great product features and usability

5
Great product features and usability Reviewed on: 18th March 2025
Magnus's avatar
Magnus

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