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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Good job monzo

Had an account with them a while and now got savings and a credit account with them. They’ve been wonderful - no complaints. Also hilarious on social media Reviewed on: 18th March 2025

It is the best bank I have used since I move to the UK.

It is the best bank I have used since I move to the UK. Everything is easy, the app is user friedly and the support team is always easy to contact Reviewed on: 18th March 2025

Really great!

Really great! Customer service is fantastic and the product is great to use! I’m so glad I switched over Reviewed on: 18th March 2025

Not a single issue in 10 years.

Not a single issue in 10 years. I've used the built-in tools to get financially stable and increase my credit score - I've also manged to start saving thanks to them! Even doing something simple like getting a specific range of statements, or using my card abroad without having to worry about getting money converted before I go has been amazing. Their built-in security tools and rules regarding payments are also amazing. I couldn't recommend Monzo more so far I've brought over 4 people to Monzo and they love it too. Reviewed on: 18th March 2025

Great product features and usability

Great product features and usability Reviewed on: 18th March 2025

Great bank, makes it very easy to use and has good i...

Great bank, makes it very easy to use and has good incentives for saving money Reviewed on: 18th March 2025

Love Monzo.

Love Monzo. Great app, good customer service. Simple and it just works. Reviewed on: 18th March 2025

We love Monzo as a family, its so easy to see all ou...

We love Monzo as a family, its so easy to see all our money across different branches and i reccomend it to everyone i talk to about banking Reviewed on: 18th March 2025

An honest bank that does things in an instant.

An honest bank that does things in an instant. Reviewed on: 18th March 2025

I’ve been with mozno since 2016, never had an issue...

I’ve been with mozno since 2016, never had an issue with them. It’s great to use in the UK and abroad with no extra cost and very good exchange rates. Saving pots are great and the app overall is very user friendly Reviewed on: 18th March 2025

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