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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo are an excellent bank

5
Monzo have been an excellent bank for the 6 years I have been with them, constantly adding new features and having a fantastic Joint account Reviewed on: 18th March 2025
Ben M's avatar
Ben M

Great bank

5
Great bank love the user interface, very user friendly. Love the pay early feature! Reviewed on: 18th March 2025
Zoe's avatar
Zoe

Part of the growth story!

5
Switched to Monzo 8 years ago from a high street back, and haven’t looked back since. Reviewed on: 18th March 2025
Shubham K's avatar
Shubham K

Monzo is the future

5
I have been with Monzo since the start, they excel in innovation and user friendly banking. I feel safe with Monzo and they make banking simple for everyone. Reviewed on: 18th March 2025
Courtney G's avatar
Courtney G

Monzo are always on hand to support

5
Monzo are always on hand to support, when I was in Fance they were able to answer and support. They are always giving hints and tips and the App is fantastic. Reviewed on: 18th March 2025
Gemma 's avatar
Gemma

I love how easy it is to deal with any fraud issues...

5
I love how easy it is to deal with any fraud issues and making updates to personal details has been super straightforward. The feature where you can check on the app to see if it is Monzo calling you is brilliant! Reviewed on: 18th March 2025
BeansFred's avatar
BeansFred

Favourite UK bank

5
Incredibly user-friendly UI, easy to navigate, simple and comprehensive language Reviewed on: 18th March 2025
CB's avatar
CB

Great UX, Great Benefits

5
Monzo has an incredible UX/UI first approach with their app, which is something I look for most in a modern bank provider. It doesn't hurt that their Max benefits are soo good too. Reviewed on: 18th March 2025
MichaelGHU's avatar
MichaelGHU

Just a great bank all around.

5
Just a great bank all around. Excellent customer service and easy to use app. Reviewed on: 18th March 2025
Caitlin MacDonald 's avatar
Caitlin MacDonald

They've been nothing but great over the last 5 years.

5
They've been nothing but great over the last 5 years. They were helpful and rapid with a fraud case, their max plan has a tonne of great wee benefits & the app is the best banking app I've used. Features like the mortgage overpayment calculator have been so useful. Reviewed on: 18th March 2025
Lliam Q's avatar
Lliam Q

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