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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank, love Monzo Max.

5
Great bank, love Monzo Max. Have recommended to lots of people, shame I don't get commission Reviewed on: 18th March 2025
Dom F's avatar
Dom F

It is the smartest, most intuitive banking product o...

5
It is the smartest, most intuitive banking product out there! Brings some semblance of joy to the chore of banking - I feel like I have so much more control and oversight into what's going with my money. The Pots, for example, make it so easy to spread your money where you need but you stay completely in control. Reviewed on: 18th March 2025
Michaela L's avatar
Michaela L

Great app and paid subscriptions perks.

5
I love monzo app, use friendly, easy to navigate. Their paid subscriptions add great value and I found the perks really useful. Reviewed on: 18th March 2025
Veronica 's avatar
Veronica

Best Decision I made

5
It has been a great choice for me, I was with them since I moved to London and plan on staying with them for the future. Reviewed on: 18th March 2025
Antoine M's avatar
Antoine M

Great analytics and alerts

5
I like using Monzo due to the analytical side - it breaks down all my spending in to categories and gives me reports so that I am more aware of where I actually spend my money when compared with other banks. The instant notifications when money is spent are also helpful for unexpected charges and subscriptions, it's a helpful reminder for when I have forgotten to cancel a subscription rather than realising months later. Reviewed on: 18th March 2025
Faye L's avatar
Faye L

I love the ease of the Monzo app with dashboards to...

5
I love the ease of the Monzo app with dashboards to review spending. Reviewed on: 18th March 2025
Renita Cronje's avatar
Renita Cronje

Support quite bad but overall the service is good

4
Support quite bad but overall the service is good Reviewed on: 18th March 2025
Toby's avatar
Toby

Best bank account provider

5
Trustworthy, reliable and accessible. Reviewed on: 18th March 2025
Sam A's avatar
Sam A

Great perks

5
Great perks with international travel, money saving pots and easy set up. Nice to have an internet bank that connects with its customers. Easy to set up new accounts and good explanations to support you in making financial decisions. Reviewed on: 18th March 2025
Dawn B's avatar
Dawn B

Great company and attitude

5
Regular user, never had any issues with them service provided is amazing. Reviewed on: 18th March 2025
Noel's avatar
Noel

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