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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

I love how easy it is to deal with any fraud issues...

I love how easy it is to deal with any fraud issues and making updates to personal details has been super straightforward. The feature where you can check on the app to see if it is Monzo calling you is brilliant! Reviewed on: 18th March 2025

Favourite UK bank

Incredibly user-friendly UI, easy to navigate, simple and comprehensive language Reviewed on: 18th March 2025

Great UX, Great Benefits

Monzo has an incredible UX/UI first approach with their app, which is something I look for most in a modern bank provider. It doesn't hurt that their Max benefits are soo good too. Reviewed on: 18th March 2025

Just a great bank all around.

Just a great bank all around. Excellent customer service and easy to use app. Reviewed on: 18th March 2025

They've been nothing but great over the last 5 years.

They've been nothing but great over the last 5 years. They were helpful and rapid with a fraud case, their max plan has a tonne of great wee benefits & the app is the best banking app I've used. Features like the mortgage overpayment calculator have been so useful. Reviewed on: 18th March 2025

I have had an account with Monzo for several years a...

I have had an account with Monzo for several years and I can honestly say that your bank is simply THE BEST!!! Reviewed on: 18th March 2025

simple and effective banking

I have now banked with Monzo for over 6 years. And they have made banking so easy and simple. It's strange to think why banking before was ever so complicated to begin with. I have now closed all my other bank accounts and just use Monzo. Reviewed on: 18th March 2025

Great app, love the round ups, the pots, the 1p chal...

Great app, love the round ups, the pots, the 1p challenge, the minimalist card design but bold colour. Great bank. Reviewed on: 18th March 2025

The app is excellent, easy to manage all your funds...

The app is excellent, easy to manage all your funds Reviewed on: 18th March 2025

I've been with Monzo for years and i can't fault them.

I've been with Monzo for years and i can't fault them. The app is amazing and it helps me to keep on top of my expenses. Would recommend. Reviewed on: 18th March 2025

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