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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The best user and easy to save user experience

5
Absolutely easy to set up manage, move, transfer, pay and invest your money. Cant praise them enough! Love the investments, Cash and pot savings idea. The 1p a day saving suggestion they have is a delight to save, without even noticing! 10 out of 10 for customer service experience too! And no, I dont work for Monzo, neither they paid me for this review (they should now!) :) Reviewed on: 18th March 2025
Maria L's avatar
Maria L

THE BEST BANK EVER!!

5
I have been with Monzo for a number of years and they are the most helpful & transparent bank, there’s no guessing when a bill is due, access to pay early and bonus they’ve now got kids accounts available that don’t cost you and arm and a leg. They have made managing your finances easy and with 0 anxiety. Reviewed on: 18th March 2025
Woodt's avatar
Woodt

Excellent customer service.

5
Excellent customer service. Easy to use app. Great options. Love it. Reviewed on: 18th March 2025
Liz J's avatar
Liz J

I wish I’d switched to Monzo earlier!

5
I wish I’d switched to Monzo earlier! Reviewed on: 18th March 2025
LM's avatar
LM

Smoothest UI ever experienced from a bank.

5
Smoothest UI ever experienced from a bank. Reviewed on: 18th March 2025
Ben r's avatar
Ben r

Perfect Bank

5
Never had any issues with Monzo in any aspect. Incredible bank with a fantastic customer service team. Reviewed on: 18th March 2025
Chris M's avatar
Chris M

Amazing Online Banking

5
Love the user experience, their marketing and the whole product is amazing. Simple, secure and trustworthy. Reviewed on: 18th March 2025
Anne Sophie's avatar
Anne Sophie

So easy to use

5
User friendly banking app, intuitive menu, easy to keep track of Pots, investments and flex account. All in all, very good. Reviewed on: 18th March 2025
Alexandra C's avatar
Alexandra C

They just make it really easy

5
The app's really easy to use, really convenient. Their flex account works a treat and I like the cashback offers that are available. They're really easy to add to the card and the cashback comes through pretty swiftly. I like being able to get my salary a few hours early - sometimes it's useful to have the option. Easy to split bills and make payments, esp to other Monzo customers. Their emails are easy to understand, which is no mean feat when we're talking about updates to Ts&Cs! Reviewed on: 18th March 2025
JLH's avatar
JLH

Easy to set up, great features, excellent rewards.

5
Easy to set up, great features, excellent rewards. The best new age bank out there at the moment Reviewed on: 18th March 2025
Lexi B's avatar
Lexi B

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