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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Support quite bad but overall the service is good

Support quite bad but overall the service is good Reviewed on: 18th March 2025

Best bank account provider

Trustworthy, reliable and accessible. Reviewed on: 18th March 2025

Great perks

Great perks with international travel, money saving pots and easy set up. Nice to have an internet bank that connects with its customers. Easy to set up new accounts and good explanations to support you in making financial decisions. Reviewed on: 18th March 2025

Great company and attitude

Regular user, never had any issues with them service provided is amazing. Reviewed on: 18th March 2025

Monzo are an excellent bank

Monzo have been an excellent bank for the 6 years I have been with them, constantly adding new features and having a fantastic Joint account Reviewed on: 18th March 2025

Great bank

Great bank love the user interface, very user friendly. Love the pay early feature! Reviewed on: 18th March 2025

Part of the growth story!

Switched to Monzo 8 years ago from a high street back, and haven’t looked back since. Reviewed on: 18th March 2025

Monzo is the future

I have been with Monzo since the start, they excel in innovation and user friendly banking. I feel safe with Monzo and they make banking simple for everyone. Reviewed on: 18th March 2025

Monzo are always on hand to support

Monzo are always on hand to support, when I was in Fance they were able to answer and support. They are always giving hints and tips and the App is fantastic. Reviewed on: 18th March 2025

I love how easy it is to deal with any fraud issues...

I love how easy it is to deal with any fraud issues and making updates to personal details has been super straightforward. The feature where you can check on the app to see if it is Monzo calling you is brilliant! Reviewed on: 18th March 2025

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