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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19420 reviews)

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4.85

Based on 19,420 reviews, last reviewed 18th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Honestly the best banking experience I've ever had -... Honestly the best banking experience I've ever had - seamless. It's got to the point that using my banking app, knowing what my income and expenses an... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19420)

Amazing Online Banking

Love the user experience, their marketing and the whole product is amazing. Simple, secure and trustworthy. Reviewed on: 18th March 2025

So easy to use

User friendly banking app, intuitive menu, easy to keep track of Pots, investments and flex account. All in all, very good. Reviewed on: 18th March 2025

They just make it really easy

The app's really easy to use, really convenient. Their flex account works a treat and I like the cashback offers that are available. They're really easy to add to the card and the cashback comes through pretty swiftly. I like being able to get my salary a few hours early - sometimes it's useful to have the option. Easy to split bills and make payments, esp to other Monzo customers. Their emails are easy to understand, which is no mean feat when we're talking about updates to Ts&Cs! Reviewed on: 18th March 2025

Easy to set up, great features, excellent rewards.

Easy to set up, great features, excellent rewards. The best new age bank out there at the moment Reviewed on: 18th March 2025

Great bank, love Monzo Max.

Great bank, love Monzo Max. Have recommended to lots of people, shame I don't get commission Reviewed on: 18th March 2025

It is the smartest, most intuitive banking product o...

It is the smartest, most intuitive banking product out there! Brings some semblance of joy to the chore of banking - I feel like I have so much more control and oversight into what's going with my money. The Pots, for example, make it so easy to spread your money where you need but you stay completely in control. Reviewed on: 18th March 2025

Great app and paid subscriptions perks.

I love monzo app, use friendly, easy to navigate. Their paid subscriptions add great value and I found the perks really useful. Reviewed on: 18th March 2025

Best Decision I made

It has been a great choice for me, I was with them since I moved to London and plan on staying with them for the future. Reviewed on: 18th March 2025

Great analytics and alerts

I like using Monzo due to the analytical side - it breaks down all my spending in to categories and gives me reports so that I am more aware of where I actually spend my money when compared with other banks. The instant notifications when money is spent are also helpful for unexpected charges and subscriptions, it's a helpful reminder for when I have forgotten to cancel a subscription rather than realising months later. Reviewed on: 18th March 2025

I love the ease of the Monzo app with dashboards to...

I love the ease of the Monzo app with dashboards to review spending. Reviewed on: 18th March 2025

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