Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Banking made simple

5
Such an easy app to use and it looks great. I've never had a problem but am sure they're customers service would be as good as it's marketing Reviewed on: 18th March 2025
Matt's avatar
Matt

No fuss- good service

5
No fuss- good service and helpful customer service. Reviewed on: 18th March 2025
Sophie M's avatar
Sophie M

Monzo the Main

5
Monzo isn’t just a bank, it’s a community, at least that’s how I feel. I’ve continually had great support from the customer service team, help from the fraud department in moments I didn’t know I needed them and continuous great products. Me and my partner have chosen them for a joint account for these reasons. I’ve been with Monzo since they were in beta as a ‘top up’ card and followed their journey to becoming a fully pledged bank and they’ve been my go to for everything. Main bank account energy is strong with this one. Reviewed on: 18th March 2025
Jack Fletch's avatar
Jack Fletch

Been a Monzo customer 5/6 years I have had nothing...

5
Been a Monzo customer 5/6 years I have had nothing but good experience. Reviewed on: 18th March 2025
Natalie I's avatar
Natalie I

Great Experience

5
Used Monzo for years and it’s great, budgeting, security features like virtual cards and great add ons like being able to see all my UK bank accounts in one app. Also their other offerings are great like Flex credit card and also Business accounts all in one product/app. Reviewed on: 18th March 2025
Joseph's avatar
Joseph

Good app UI and good customer service.

4
Good app UI and good customer service. Reviewed on: 18th March 2025
Z's avatar
Z

Seamless Banking with Great Features & Value

5
Monzo makes managing money effortless, from adding funds and sending payments to opening a joint account. It always feels secure, and as an Extra plan member, I find it great value for money. The plan offers credit insights, virtual cards, custom categories, and a boosted AER on the 1p Saving Challenge. But my favourite feature is connected banks, which lets me view all my transactions in one place for better spending insights. Overall, Monzo is a fantastic app with a sleek UI, great customer service, and an easy setup. Highly recommend! Reviewed on: 18th March 2025
Alex C's avatar
Alex C

Monzo made me stop being scared of my money and how...

5
Monzo made me stop being scared of my money and how I spent my money basically it helped break down a taboo topic into something fun and engaging Reviewed on: 18th March 2025
Mahawa k's avatar
Mahawa k

I love Monzo.

5
I love Monzo. It's my travel card of choice due to no bank fees. Plus it's easy to find in my wallet to pull out because it's neon tangerine. Reviewed on: 18th March 2025
Danielle 's avatar
Danielle

monzo is the best thing that could've happened to tr...

5
monzo is the best thing that could've happened to traditional banking Reviewed on: 18th March 2025
Sebastian's avatar
Sebastian

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill