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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Monzo made me stop being scared of my money and how...

Monzo made me stop being scared of my money and how I spent my money basically it helped break down a taboo topic into something fun and engaging Reviewed on: 18th March 2025

I love Monzo.

I love Monzo. It's my travel card of choice due to no bank fees. Plus it's easy to find in my wallet to pull out because it's neon tangerine. Reviewed on: 18th March 2025

monzo is the best thing that could've happened to tr...

monzo is the best thing that could've happened to traditional banking Reviewed on: 18th March 2025

The best user and easy to save user experience

Absolutely easy to set up manage, move, transfer, pay and invest your money. Cant praise them enough! Love the investments, Cash and pot savings idea. The 1p a day saving suggestion they have is a delight to save, without even noticing! 10 out of 10 for customer service experience too! And no, I dont work for Monzo, neither they paid me for this review (they should now!) :) Reviewed on: 18th March 2025

THE BEST BANK EVER!!

I have been with Monzo for a number of years and they are the most helpful & transparent bank, there’s no guessing when a bill is due, access to pay early and bonus they’ve now got kids accounts available that don’t cost you and arm and a leg. They have made managing your finances easy and with 0 anxiety. Reviewed on: 18th March 2025

Excellent customer service.

Excellent customer service. Easy to use app. Great options. Love it. Reviewed on: 18th March 2025

I wish I’d switched to Monzo earlier!

I wish I’d switched to Monzo earlier! Reviewed on: 18th March 2025

Smoothest UI ever experienced from a bank.

Smoothest UI ever experienced from a bank. Reviewed on: 18th March 2025

Perfect Bank

Never had any issues with Monzo in any aspect. Incredible bank with a fantastic customer service team. Reviewed on: 18th March 2025

Amazing Online Banking

Love the user experience, their marketing and the whole product is amazing. Simple, secure and trustworthy. Reviewed on: 18th March 2025

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