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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank account for travelling.

5
Great bank account for travelling. Reviewed on: 18th March 2025

Love the app how easy it is to update, login and app...

5
Love the app how easy it is to update, login and apply for things Reviewed on: 18th March 2025

So easy to navigate and all about the customer!

5
So easy to navigate and all about the customer! Reviewed on: 18th March 2025

Amazing, never had an issue.

5
Amazing, never had an issue. One time my card was blocked due to fraud but team were helpful. Reviewed on: 18th March 2025

Brilliant bank, brilliant app, great service

5
Brilliant bank, brilliant app, great service Reviewed on: 18th March 2025

Everything about monzo is slick and easy.

5
Everything about monzo is slick and easy. I love the insights and way I can track spending. So easy to transfer money between friends and it was very fast and simple to set up accounts for my children, especially compared to other banks which charge etc! Reviewed on: 18th March 2025

Been using it for nearly 7 years now.

5
Been using it for nearly 7 years now. Not looked back Reviewed on: 18th March 2025

Most consumer-centric bank in the world.

5
Most consumer-centric bank in the world. Easy app, very responsive, clear and friendly tone of voice. This bank is not just my bank, it's a part of my identity. I have huge trust and respect for what they do. Reviewed on: 18th March 2025

Fab experience with Monzo

5
Have had a fab experience with Monzo so far. Have another account with a different bank and everything just seems so hard. With Monzo it is all super easy and if you do need help the team are fantastic to deal with. Oh & their LinkedIn posts brighten my day Reviewed on: 18th March 2025

Monzo slays all day - making my finances effortless

5
The app is easy to use, offers a vast amount of options for my finances, the customer service is excellent. Couldn’t be happier. Reviewed on: 18th March 2025

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