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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo has been a great bank for me and has helped me...

5
Monzo has been a great bank for me and has helped me with my budgeting and saving. I love how easy it is to send and recieve money from friends and keep track of spending through different methods and for different reasons (home, self care, shopping etc) This is great at tracking what has been spent where each month. It's reallyu easy to save with the Monzo app and I have opened a couple of investment accounts with it too. Really happy with how it all works and really glad I made the switch over to the bank/app a few years ago. Reviewed on: 18th March 2025
Matt H's avatar
Matt H

I love the seperate pots and savings pots!

5
I love the seperate pots and savings pots!!! It makes separating bills and lifestyle funds a dream. Never miss a payment on a direct debit or bill again! Reviewed on: 18th March 2025
Natalie R's avatar
Natalie R

An amazing bank, with amazing features.

5
An amazing bank, with amazing features. I love the 1p saving challenge and with Monzo, banking no longer feels drab or a chore - it feels fun. I would 100% recommend to anybody. Reviewed on: 18th March 2025
Dani R's avatar
Dani R

Revolutionary!

5
Revolutionary! Their pot saving system is fantastic, the app UX is great, and the whole experience is a world of difference from what we have been used to with a "traditional" bank. Reviewed on: 18th March 2025
Michael B's avatar
Michael B

Fantastic bank.

5
Fantastic bank. Been recommending it to family and friends for years now, the most user friendly current account I’ve ever had. Reviewed on: 18th March 2025
Hannah 's avatar
Hannah

I have climbed out of debt using monzo.

5
I have climbed out of debt using monzo. Its changed my life. Reviewed on: 18th March 2025
Tom R's avatar
Tom R

Monzo is the best modern bank you can find

5
I've used Monzo for years now and would never go back to another high street bank. I love their app and how it breaks down your finances, the separate pots for splitting out bills and finances, and the other benefits such as 1p savings challenges and round ups that help you save money Reviewed on: 18th March 2025
Pierse W's avatar
Pierse W

Great UI, thoughtful UX and amazing, transparent lan...

5
Great UI, thoughtful UX and amazing, transparent language. Really simple to use all round and has decent rewards compared to competitors. Reviewed on: 18th March 2025
Mike B's avatar
Mike B

Never had any issues with monza, the saving pots fea...

5
Never had any issues with monza, the saving pots features is great, especially the one where it rounds up to the nearest pound so you’re able to save little and often without even thinking about it. Reviewed on: 18th March 2025
Rosie M's avatar
Rosie M

Best banking app and service around

5
I’ve used Monzo for several years now, I have had amazing customer service support regarding issues such as refunds not being issued, overcharges etc. and they have responded very fast and sort out all issues very fast. The user interface in the app is great and makes it easy to put cheques into the account, and also good for putting money in. I’ve used Monzo over seas aswell and the conversion rates are amazing, and yet again they make everything very easy to understand and work with. The allowances are good, and the way they have many ways to save, invest and make money aswell is brilliant on top of their amazing Cashback offers. The paid plans offer great value for money with railcards, discounts and even free food. I would very well recommend this to anyone. Reviewed on: 18th March 2025
Keegan g's avatar
Keegan g

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