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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Great UI, thoughtful UX and amazing, transparent lan...

Great UI, thoughtful UX and amazing, transparent language. Really simple to use all round and has decent rewards compared to competitors. Reviewed on: 18th March 2025

Never had any issues with monza, the saving pots fea...

Never had any issues with monza, the saving pots features is great, especially the one where it rounds up to the nearest pound so you’re able to save little and often without even thinking about it. Reviewed on: 18th March 2025

Best banking app and service around

I’ve used Monzo for several years now, I have had amazing customer service support regarding issues such as refunds not being issued, overcharges etc. and they have responded very fast and sort out all issues very fast. The user interface in the app is great and makes it easy to put cheques into the account, and also good for putting money in. I’ve used Monzo over seas aswell and the conversion rates are amazing, and yet again they make everything very easy to understand and work with. The allowances are good, and the way they have many ways to save, invest and make money aswell is brilliant on top of their amazing Cashback offers. The paid plans offer great value for money with railcards, discounts and even free food. I would very well recommend this to anyone. Reviewed on: 18th March 2025

Great bank account for travelling.

Great bank account for travelling. Reviewed on: 18th March 2025

Love the app how easy it is to update, login and app...

Love the app how easy it is to update, login and apply for things Reviewed on: 18th March 2025

So easy to navigate and all about the customer!

So easy to navigate and all about the customer! Reviewed on: 18th March 2025

Amazing, never had an issue.

Amazing, never had an issue. One time my card was blocked due to fraud but team were helpful. Reviewed on: 18th March 2025

Brilliant bank, brilliant app, great service

Brilliant bank, brilliant app, great service Reviewed on: 18th March 2025

Everything about monzo is slick and easy.

Everything about monzo is slick and easy. I love the insights and way I can track spending. So easy to transfer money between friends and it was very fast and simple to set up accounts for my children, especially compared to other banks which charge etc! Reviewed on: 18th March 2025

Been using it for nearly 7 years now.

Been using it for nearly 7 years now. Not looked back Reviewed on: 18th March 2025

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