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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Sticking with Monzo

4
I’ve been with Monzo for a few years and will stick with them because I’m happy with the service. The only negative would be that I don’t like the colour Reviewed on: 18th March 2025

Monzo has many benefits such as weekly treats for th...

5
Monzo has many benefits such as weekly treats for their members and also has cover for many different things like breakdown cover and travel insurance which is amazing! Reviewed on: 18th March 2025

Monzo is just brilliant in every aspect.

5
Monzo is just brilliant in every aspect. From their ease of use with their mobile app to getting incredible, prompt and concise support from their in-app chat. They just make banking a really simple process. I couldn't recommend them more. Reviewed on: 18th March 2025

I got a Monzo account a few years back just for my h...

5
I got a Monzo account a few years back just for my holiday, I am now using it more and more. My children have Monzo cards and my partner has now moved. I am looking at leaving my Barclays account to just use Monzo. It is so user friendly. Great bank. Reviewed on: 18th March 2025

I have been a member for over 7 years with the max a...

5
I have been a member for over 7 years with the max account and I have never wanted to switch and Monzo just keeps getting better every year! Reviewed on: 18th March 2025

great service provided

5
any problems I've had they've quickly sorted out, the app is great - highly recommend Reviewed on: 18th March 2025

Good intuitive UI and I love the pots option where I...

5
Good intuitive UI and I love the pots option where I park some money aside. Reviewed on: 18th March 2025

The services they provide are first class

5
The services they provide are first class, easy to use and understand. The level of service is great too Reviewed on: 18th March 2025

Just perfect!

5
I've never had an issue with them, there is no higher compliment I can give. Service, accessibility, and simplicity are just perfect! Everything is simple, be it switching between personal and business accounts or setting up payments. Plus Monzo Max is great value for money Reviewed on: 18th March 2025

Unreal bank, great benefits and the app is world class.

5
Unreal bank, great benefits and the app is world class. I am a perks member and find I’m happy with the £7 value for money Reviewed on: 18th March 2025

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