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Monzo: Current account reviews

4.92
Based on 19,142 reviews, last reviewed 2nd Apr 2026
93500% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026
Ca M's avatar
Ca M

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19142)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo make it easy to bank with them.

5
Monzo make it easy to bank with them. The app is clear and easy to use. I also love the way they communicate with their customers. Reviewed on: 16th April 2024

I really enjoy monzo.

5
I really enjoy monzo. It’s app is very user friendly Reviewed on: 16th April 2024

I had good experience with Monzo

5
I had good experience with Monzo Reviewed on: 16th April 2024

Effortless banking

5
Monzo are at the forefront of online banking and place the customer at the centre of what they do. The best bit, they pass on interest rates to their customers! Reviewed on: 16th April 2024

amazing experience

5
I’ve had an amazing experience so far with no problems Reviewed on: 16th April 2024

Brilliant

5
Had to get a new bank account while on holiday due to issues with my bank. Monzo was so easy to set up, their app is so easy to use, their customer service is great and I have literally no complaints! Reviewed on: 16th April 2024

Easy to use, very clear interface.

4
Easy to use, very clear interface. I prefer it to my previous banks. Opening savings accounts and ISAs is very simple and there are a range of interest options. I would prefer if there was an option to speak to a person as well as the in app FAQs Reviewed on: 16th April 2024

Free money on savings so no brainer and all online v...

5
Free money on savings so no brainer and all online very easy to use you have options for every potential savings pots and the ability to gain interest at a high rate and keep.informed on a regular basis automatically Reviewed on: 16th April 2024

Very good online bank , easy money trasfer from Monz...

5
Very good online bank , easy money trasfer from Monzo to Monzo. Reviewed on: 16th April 2024

Easy to use app safe and secure when used abroad no...

5
Easy to use app safe and secure when used abroad no problems at all Reviewed on: 16th April 2024

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