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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19278 reviews)

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4.92

Based on 19,278 reviews, last reviewed 13th Apr 2026

100100% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

best bank ever it’s a great bank quick an easy to set up i’ve got my mum an dad or too Reviewed on: 13th April 2026

Latest lowest rating:

1

I applied for an account got rejected with no reason... I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a ... Read more Reviewed on: 13th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19278)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Saved me from loosing money to fraudster!

I once lost my debit card at a overground train station in London. That was then found by someone who missed it to withdraw money/shop. Thankfully, due to Monzo's maximum spend limit without password set at £100, I didn't loose more money but only £100. I blocked the card immediately and reported the fraud to Monzo who then returned my £100, which was taken fraudulently from my account, within 24 hours of me reporting the fraud! No questions asked! Reviewed on: 3rd April 2024

Really great user experience, i can do everything on...

Really great user experience, i can do everything on my app. Customer service has always been top tier when i have had to call with any issues. Reviewed on: 3rd April 2024

Everything is so simple and straight forward.

Everything is so simple and straight forward. Reviewed on: 3rd April 2024

Love Monzo!

Have got family and friends to join and once you convert you cant go back. Love that its so good for spending abroad and as someone saving for a first house splitting savings into pots and having my ISA all viewable in one place makes it so easy to save! Reviewed on: 3rd April 2024

Great bank account especially for when travelling ab...

Great bank account especially for when travelling abroad. I lost my card shopping on a trip to NYC and the fraudulent payments that the thief made were blocked and I got a new card by the time I came back home. Reviewed on: 3rd April 2024

Makes banking as bright as their cards.

Makes banking as bright as their cards. Reviewed on: 3rd April 2024

Great App to use.

Great App to use. Features I actually use Reviewed on: 3rd April 2024

Great banking service

They'll always be there for you! Reviewed on: 3rd April 2024

Whenever I have had a problem, it is resolved quickly.

Whenever I have had a problem, it is resolved quickly. The app is user friendly. Services are available at the click of a button. The monzo current account is simple. Reviewed on: 3rd April 2024

Monzo is great!

Monzo is great! So modern and up to date with the times Reviewed on: 3rd April 2024

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