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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Really easy to use

5
Really easy to use, customer friendly with a great interest rate for savings Reviewed on: 4th April 2024
Ally's avatar
Ally

Monzo is an amazing bank.

5
Monzo is an amazing bank. The app is the best that's our there and the service is outstanding. Fantastic interest rates and brilliant products. Why bank anywhere else? Reviewed on: 4th April 2024
Willem H's avatar
Willem H

The most user friendly, lifestyle centric banking ap...

5
The most user friendly, lifestyle centric banking app I have seen, so many features to make managing finances easy and minimise time in the app. Genuinely helpful notifications and a slick social aspect via easy payment requests, thanking friends for payments Reviewed on: 4th April 2024
Ashley S's avatar
Ashley S

Loved Monzo from the start, so easy to use and no un...

5
Loved Monzo from the start, so easy to use and no unnecessary aggro Reviewed on: 4th April 2024
RJS's avatar
RJS

Brilliant experience.

5
Brilliant experience. Just in time and fit for purpose Reviewed on: 4th April 2024
Louisa a's avatar
Louisa a

Good account and savings rates

5
I’ve never had issues with my bank account especially whilst using it abroad which I do frequently without the fees. Interest rates are also good on the range of savings accounts and I love the options to create pots for different reasons to save money. Reviewed on: 4th April 2024
Daya T's avatar
Daya T

The UI and functionality of Monzo’s personal current...

5
The UI and functionality of Monzo’s personal current account is second to none, best product out there! Customer service has always been top notch, features are built to make banking easy, fees are extremely reasonable, there isn’t much more to ask for. Reviewed on: 4th April 2024
AC's avatar
AC

Brilliant in every way

5
Very responsive customer service whenever I’ve had an issue. It’s a modern bank that does exactly what I need it to do and gives me a good overview of my money. Some of their new savings accounts and investments are great new features Reviewed on: 4th April 2024
Robin S's avatar
Robin S

Been using Monzo for about 6 years.

5
Been using Monzo for about 6 years. No fancy bank transfer perks needed to keep me to stay — they’re prioritising a great, transparent experience for customers which is what matters. Reviewed on: 4th April 2024
Lizzie E's avatar
Lizzie E

Love Monzo.

5
Love Monzo. Best bank ever. Customer service is second to none. App user experience is best in class. Treasury management gives me assurance. Culture is en pointe and with which I align. Reviewed on: 4th April 2024
Eileen B's avatar
Eileen B

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