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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Literally the best bank in the UK!

5
Literally the best bank in the UK. Don't y'all know this by now? Reviewed on: 4th April 2024
James Marx's avatar
James Marx

Game changers

5
Monzo have changed the game for all banks - they've forced the traditional banks to do better. I'm still with Monzo though. So easy to use Reviewed on: 4th April 2024
Niamh W's avatar
Niamh W

Shopaholic with Monzo

5
I started my account as a student and now I have a full-time job and love to spend and save. Monzo helps me a lot to manage my money. I'm a shopaholic so their pots are saving my life every month. Probably I have the most transactions within their clients every month Reviewed on: 4th April 2024
Daiana's avatar
Daiana

A good account!

5
A good account! Easy to use and nice features like pots and the worlds brightest bank card meaning I never lose it in my unit of a wallet! Reviewed on: 4th April 2024
Veronica A's avatar
Veronica A

Monzo has been easy to use since the day I set it up...

5
Monzo has been easy to use since the day I set it up 4/5 years ago, The app is a gamechanger and constantly has new, forward thinking features that highstreet banks are constantly trailing behind. My only negative is the end of year round up feature. Being told you're in the top 10% of deliveroo customers on Monzo was a humbling experience. Reviewed on: 4th April 2024
Ernie W's avatar
Ernie W

Monzo is by far the most user friendly bank!

5
Monzo is by far the most user friendly banking experience I’ve ever used. Almost everything is self serve and so easy to do. Reviewed on: 4th April 2024
EJ's avatar
EJ

Helpful, instant updates and great to use abroad

5
The instant updates of what I've spent are really helpful. So easy to send money to other Monzo users. And it's a great card to use abroad. Reviewed on: 4th April 2024
Christina 's avatar
Christina

Monzo are simply brilliant.

5
Monzo are simply brilliant. They make banking and managing my money almost enjoyable, and that is no easy feat! Their app is intuitive, attractive and easy to use. There is very little I need more from Monzo, it is almost like they understand their customer’s needs Reviewed on: 4th April 2024
Todd M's avatar
Todd M

An easy product to use.

5
An easy product to use. What more could you want? Reviewed on: 4th April 2024
f.vanrinkhuyzen@hotmail.co.uk's avatar
[email protected]

Monzo really care for their customers!

5
Monzo really care for their customers! A few years back I had a restaurant in New York take 2 payments from my account and when I contacted Monzo they refunded one payment immediately( they could clearly see that it was a duplicate) while they pursued the money back from the restaurant. Excellent service! Oh and I love the no fees abroad which I believe they were one of the first to introduce and their social media presence is second to none Reviewed on: 4th April 2024
Rosie 's avatar
Rosie

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