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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo allows us as a family to stay in touch on money!

5
Monzo really allows us as a family to stay in touch on money, 3 personal accounts, 1 joint and one business in the house and all managed in a single app and with instant spending notifications. Reviewed on: 4th April 2024
Johnny B's avatar
Johnny B

Great app, excellent customer service and brilliant...

5
Great app, excellent customer service and brilliant social media engagement, humanises their brand. Reviewed on: 4th April 2024
Noah Dean's avatar
Noah Dean

It's been fantastic.

5
It's been fantastic. Very easy to use Reviewed on: 4th April 2024
Darren O's avatar
Darren O

Can't fault them

5
Always a postitive service and their public image is always entertaining. they're great for when travelling and I especially like their savings accounts and the ease at which you can withdraw funds. Reviewed on: 4th April 2024
Yvette L's avatar
Yvette L

Amazing customer service

5
Monzo always provides great customer services during times in need Reviewed on: 4th April 2024
Lloyd 's avatar
Lloyd

It was so easy to open an account with Monzo when I...

5
It was so easy to open an account with Monzo when I first moved to London. The app is smooth and it’s easy for me to use for daily transactions, big or small. Reviewed on: 4th April 2024
Aarti M's avatar
Aarti M

Beautiful, easy and fast.

5
Beautiful, easy and fast. I only wish they were recognised more as a bank when making some applications e.g mortgage Reviewed on: 4th April 2024
Fran's avatar
Fran

card got cloned, money back and new card issued in h...

5
card got cloned, money back and new card issued in hours! All through the chatbox Reviewed on: 4th April 2024
andrew G's avatar
andrew G

Incredible

5
I've used monzo for a couple years now as I've only lived in England for that long, and wow they have blown my mind on a daily basis. Everything from the easy to use app, the friendly and helpful customer service, and even their marketing is outstanding. Good job. Reviewed on: 4th April 2024
Chris's avatar
Chris

Very hassle-free app, trustworthy bank.

5
Very hassle-free app, trustworthy bank. Reviewed on: 4th April 2024
Goda A's avatar
Goda A

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