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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Banking with ease!

5
The service is easy, user friendly and provides many options to organise and manage your money effectively. Reviewed on: 4th April 2024
Salman Khan's avatar
Salman Khan

The digital bank that makes my life easier

5
Monzo is on another level to other banks. They are helping me understand my spending and are way ahead of competitors when it comes to their app! Reviewed on: 4th April 2024
Toni S's avatar
Toni S

Monzo makes banking easy!

5
Monzo makes banking easy! Its obvious the people who work at Monzo are empowered to develop out products and services that put users and customers at the heart of the design. Theyve thought of everything from how people save, how people use their money both as individuals and in groups. Intuitive and easy to interact with. Reviewed on: 4th April 2024
Donna Slater's avatar
Donna Slater

Very easy to use, monzo not creating an obstacles in...

5
Very easy to use, monzo not creating an obstacles in everyday life Reviewed on: 4th April 2024
Oleksandra H's avatar
Oleksandra H

Good card provider

4
I’ve had monzo for years and haven’t had any issues Reviewed on: 4th April 2024
Jacinta 's avatar
Jacinta

Honestly so impressed!

5
Honestly so impressed! The split tab is my favourite part of the app for travelling with friends. I’ve also recently opened up a savings account and it’s one of the most user friendly apps ever, showing the interest I’ve earned on a monthly basis and in total, not needing to wait for a statement etc. I just love love love it! Reviewed on: 4th April 2024
Kelsey C's avatar
Kelsey C

Monzo has made managing my money fun! LOVE! LOVE!

5
I adore my Monzo account (I never thought a bank account would be something I'd feel passionate about until Monzo!) I use it primarily to organise all my savings, spend on holidays and now I use the premium account which also gives me travel and phone insurance! I love the app, it has been a game changer for me - seeing all my money in one place in such an intuitive way has made managing my money fun! LOVE! LOVE! LOVE. Reviewed on: 4th April 2024
Anijan's avatar
Anijan

Easy to use, modern, no-fee banking, including abroad.

5
Easy to use, modern, no-fee banking, including abroad. Reviewed on: 4th April 2024
Celine's avatar
Celine

Monzo are a superb bank, and their current accounts...

5
Monzo are a superb bank, and their current accounts are super easy to work. Reviewed on: 4th April 2024
Alex B's avatar
Alex B

Haven't looked back since moving to Monzo!

5
Haven't looked back since moving to Monzo! This has been a total game changer when it comes to managing my money. Visibility like I haven't had before and total visibility and transparency! Couldn't recommend Monzo more. Reviewed on: 4th April 2024
Alex D's avatar
Alex D

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