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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo helped me get my account when I immigrated and...

5
Monzo helped me get my account when I immigrated and it was so easy! Thank you Monzo, you helped me then get a job and a rented property as I needed a bank account to unlock that Reviewed on: 4th April 2024
Kerryn's avatar
Kerryn

I really like the innovative spirit along with the n...

4
I really like the innovative spirit along with the non traditional aspect that Monzo brings to the banking sector. They genuinely are different to many banks but the traditional banks are also catching up. The only thing I dont like is you get charged to deposit cash. Theyre saving enough by not having overheads for branches so why not consume the cost of it yourself? Reviewed on: 4th April 2024
Arpz's avatar
Arpz

Awesome, simple, fun, the future of banking

5
Awesome, simple, fun, the future of banking Reviewed on: 4th April 2024
Claire B's avatar
Claire B

Been a Monzo user for a while now and still as impre...

5
Been a Monzo user for a while now and still as impressed now as I was when I first signed up. Best current account and app out there. Reviewed on: 4th April 2024
Alex Palmer's avatar
Alex Palmer

Used it from it’s early days

5
It’s a great way to bank overall. Really pleased with the app, it’s so user friendly with a lot of different features. Reviewed on: 4th April 2024
Jennifer 's avatar
Jennifer

Monzo - A superstar

5
Never had an issue with Monzo, whether it’s been paying for treats in the Bahamas on my honeymoon or paying the deposit for my own home - Monzo has never failed me and made the process far easier than any other bank I’ve heard of Reviewed on: 4th April 2024
Graham W's avatar
Graham W

I love Monzo.

5
I love Monzo. The app is brilliant and keeps me fully up to date with my spending, saving etc. Reviewed on: 4th April 2024
Phil's avatar
Phil

Never had a bad experience with monzo.

5
Never had a bad experience with monzo. I can keep on top of my finances using a modern, easy to navigate app that lets me do pretty much anything i need. I like being able to split my money into different pots for budgeting, automatically rounding up my payments to the nearest £ for savings, and requesting/sending money so easily. Reviewed on: 4th April 2024
Georgina G's avatar
Georgina G

Monzo manages my money

5
Monzo gives me a great experience, allowing me to manage my budgets, easily and fairly split bills with my friends (whether they want me to or not!) and track my spending. They’re also one of my favourite social media sites Reviewed on: 4th April 2024
Nina E's avatar
Nina E

Use them for my main bank and have been excellent in...

4
Use them for my main bank and have been excellent in allowing me to see where money is going and helping save Reviewed on: 4th April 2024
Bradh's avatar
Bradh

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