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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo is the best!

5
Monzo stands out as an exceptional bank thanks to its user-friendly mobile app interface, innovative features such as real-time spending notifications and savings pots, and commitment to transparency regarding fees and terms of service. Their exemplary customer service, accessible options for all, and continuous focus on improving banking solutions make Monzo a top choice for modern banking needs. Reviewed on: 5th April 2024
Pip C's avatar
Pip C

Just a very easy, modern and forward thinking bank

5
Just a very easy, modern and forward thinking bank Reviewed on: 4th April 2024
Sam T's avatar
Sam T

Excellent service, makes money work!

5
Excellent service, makes money work! Reviewed on: 4th April 2024
CO's avatar
CO

Top of the orange tree

5
I’ve had a current account for 7 years now and I wouldn’t change a thing! It’s been great to use the pots to save, top up cash and be able to see what fab new features are coming. The orange card is easy to find in my wallet and feels like a badge of honour too! Reviewed on: 4th April 2024
Frances B's avatar
Frances B

Great innovative app which is blissful to use.

5
Great innovative app which is blissful to use. Customer service very responsive. Really helps you take control of your finances with all the tools available, and flex is brilliant. Reviewed on: 4th April 2024
Costandino s's avatar
Costandino s

Amazing so happy with Monzo, the experience and serv...

5
Amazing so happy with Monzo, the experience and service is amazing Reviewed on: 4th April 2024
Laura H's avatar
Laura H

Been using Monzo for years with never any issue, whe...

5
Been using Monzo for years with never any issue, whether using pots to help me budget or updating my account after my husband passed away one of the smoothest I experienced at the time Reviewed on: 4th April 2024
Cedric A's avatar
Cedric A

Monzo is the best bank

5
Monzo is the. best. bank. No question. It's all digital which means no faffing around in a physical building, quick and awesome ID checks and premium support. I've referred multiple friends to use Monzo and they all love it also! Reviewed on: 4th April 2024
Oliver's avatar
Oliver

Exactly what you need from a daily bank

5
Great interaction, ease of contact. Information is readily available and consult their customers on new features regularly. No big frills or boasting about their legacy just delivering what I as a user would like for daily banking. Reviewed on: 4th April 2024
Robert K's avatar
Robert K

I have been a Monzo customer since 2017, never looke...

5
I have been a Monzo customer since 2017, never looked back, great for when im abroad too Reviewed on: 4th April 2024
Vinny S's avatar
Vinny S

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