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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19255 reviews)

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4.93

Based on 19,255 reviews, last reviewed 13th Apr 2026

99050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The Best Bank Very easy to navigate and the best bank have used when I travelled abroad Reviewed on: 13th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19255)

Monzo are leaving competitors in the dust

They’re one of the few modern banks. I got married and to change my name with the high street banks I couldn’t do it online. I had to post/go in person and provide every form of ID known to man. with Monzo I shared my docs in the app with CC and boom it was done, 3 days later I had my new cards. I feel they listen to trends, and are always innovating with new ideas AND are super reactive with interest rates. They are leaving the old banks in the dust. Reviewed on: 3rd April 2024

Great from start to finish - easy to use, all from t...

Great from start to finish - easy to use, all from the app, everything is visible, and also great for joint spending Reviewed on: 3rd April 2024

Excellent interface, very user friendly; innovative...

Excellent interface, very user friendly; innovative accounts that are paving the way for future banking Reviewed on: 3rd April 2024

Monzo is the bank account of dreams.

Monzo is the bank account of dreams. I genuinely enjoy using the app - the interface is clean, simple and easy to navigate. I LOVE the money saving features, like Pots and Savings, and I'm really excited to start using the Investment feature too. Reviewed on: 3rd April 2024

Great customer service and great user friendly app.

Great customer service and great user friendly app. They really know how to make customers happy. I also like the colours of their cards. I can see a lot of research in each product they launch Reviewed on: 3rd April 2024

Just an excellent all round bank experience

Just an excellent all round bank experience Reviewed on: 3rd April 2024

Cannot fault them brilliant service

Cannot fault them brilliant service Reviewed on: 3rd April 2024

Monzo too much awesomeness for one line

There’s just so many awesome features to Monzo’s current account. I love that I can access my money the day before. I love the unlimited pots and virtual cards that you can set up. I love how everything is so easy to use, and that you can see your spending by categories. I love that it will tell me what payments I have upcoming and how much I need to keep in my account to cover them. And I really like that I can see the state of my other accounts just by logging in to my Monzo as doing Reviewed on: 3rd April 2024

I LOVE MONZO!

I LOVE MONZO! SUCH A FAN, and they making banking so easy ! now that they have rewards, and one of the highest interest savings pots, i'm hooked Reviewed on: 3rd April 2024

Socials team are fire

Best app on the market. Good rates on their pots, and the socials team are fire Reviewed on: 3rd April 2024

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