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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19255 reviews)

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4.93

Based on 19,255 reviews, last reviewed 13th Apr 2026

99050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The Best Bank Very easy to navigate and the best bank have used when I travelled abroad Reviewed on: 13th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19255)

Good app for banking.

Good app for banking. Like the app. Reviewed on: 3rd April 2024

Monzo pots changed my life (financially)!

Monzo makes it so much easier to save for something specific with their pots functionality. Now when I want to buy something over £100 and want to set some money aside for it, I create a Monzo pot and start adding contributions. Assigning your roundups to a specific pot is also a great way to achieve your money goal quicker. Reviewed on: 3rd April 2024

The most versatile provider with an amazing app.

The most versatile provider with an amazing app. I couldn't imagine managing our joint finances without their features. Hands down the best experience I had, gives me complety visibilty of regular outgoings, I love to use the Trends to identify areas we can improve our spending. Reviewed on: 3rd April 2024

Business account

Very quick and responsive , highly recommended Reviewed on: 3rd April 2024

Magical - absolutely wonderful.

Magical - absolutely wonderful. Bank is fab and their products are great Reviewed on: 3rd April 2024

Brilliant modern banking

Fantastic app. Very simple and efficient to use. Feel much more in control of my finances and budgeting Reviewed on: 3rd April 2024

I’ve used monzo for 5 years and it’s consistently great

I’ve used monzo for 5 years and it’s consistently been improving its product features. I feel safe keeping my money there! Reviewed on: 3rd April 2024

I love Monzo!

I love Monzo! My favourite bank - easy to use, has great cashback options & always have new products Reviewed on: 3rd April 2024

I've been with Monzo from the start and still very m...

I've been with Monzo from the start and still very much use it and will continue to do so. Easily the best banking experience. Reviewed on: 3rd April 2024

Brilliant!

Using Monzo as main account for 4 years now and very good service Reviewed on: 3rd April 2024

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